Beaconsfield vs Rosebery: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Beaconsfield and Rosebery are both Sydney rates (OLG suburbs, sitting 4.8 km and 5.8 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $293 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Beaconsfield
Rosebery
Annual cost breakdown
| Category | Beaconsfield | Rosebery | Difference |
|---|---|---|---|
| Council rates | $924 | $924 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $1,525 | $1,818 | -$293 |
| Commute (public transport) | $1,920 | $1,920 | - |
| Home insurance | $2,300 | $2,300 | - |
| Body corporate (unit) | $3,500 | $2,600 | +$900 |
| Total (driving) | $6,297 | $6,590 | -$293 |
| Total (public transport) | $6,692 | $6,692 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Beaconsfield | Rosebery | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Beaconsfield vs Rosebery (2026-27)
What the numbers show
Beaconsfield and Rosebery cost within $293 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $3,359, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $293 per year. Rosebery is 5.8 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $6,692 and $6,692 a year, so the $293 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Beaconsfield cumulative | Rosebery cumulative | Difference |
|---|---|---|---|
| Year 1 | $6,297 | $6,590 | $293 |
| Year 3 | $19,463 | $20,369 | $906 |
| Year 5 | $33,432 | $34,987 | $1,555 |
| Year 10 | $72,188 | $75,547 | $3,359 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Beaconsfield or Rosebery cheaper to live in?
Beaconsfield is cheaper to run by car at $6,297 per year versus $6,590 for Rosebery, a difference of $293 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Beaconsfield and Rosebery?
Annual council rates for a house are $924 in Beaconsfield (Sydney rates (OLG) and $924 in Rosebery (Sydney rates (OLG). Water and sewerage adds $1,548 in Beaconsfield and $1,548 in Rosebery. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Beaconsfield and Rosebery?
Annual driving commute costs are $1,525 from Beaconsfield and $1,818 from Rosebery to Sydney CBD (ATO 88c/km). Public transport costs $1,920 from Beaconsfield and $1,920 from Rosebery.
What is the 10-year cost difference between Beaconsfield and Rosebery?
At 3% annual cost growth, Beaconsfield costs a cumulative $72,188 and Rosebery costs $75,547 over 10 years by car. The cumulative difference is $3,359 in favour of Beaconsfield. Excludes purchase price, mortgage, and personal expenses.
Which of Beaconsfield and Rosebery is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Sydney rates (OLG and Sydney rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.