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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Beaumont Hills vs Kellyville Ridge, true annual running costs compared 2026

Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks

Beaumont Hills (The Hills rates (OLG) and Kellyville Ridge (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (31.6 km and 32.4 km).

The verdict
Beaumont Hills is the cheaper suburb to live in

Beaumont Hills runs $305 a year cheaper than Kellyville Ridge, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $3,496.

$305difference per year
$3,496over 10 years
home insurancebiggest cost driver

Over 10 years, Beaumont Hills costs about $3,500 less to run than Kellyville Ridge. That's about $7 a week.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan → Neither quite right? Find the Sydney suburbs that fit your budget →

Beaumont Hills

2155 · The Hills rates (OLG · 31.6 km from CBD
$10,839
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$6,559
School score8.7/10
Flood & fire riskIn report

Kellyville Ridge

2155 · Blacktown City Council rates (IPART approved SRV, 11.54% adopted for · 32.4 km from CBD
$11,144
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$6,808
School score8.7/10
Flood & fire riskIn report

Annual cost breakdown

CategoryBeaumont HillsKellyville RidgeDifference
Council rates Official, 2026-27$1,261$1,360-$99
Water & sewerage Official, 2026-27$1,548$1,548-
Commute (driving) Modelled, 2026-27$6,680$6,736-$56
Commute (public transport) Modelled, 2026-27$2,400$2,400-
Home insurance Estimated$1,350$1,500-$150
Body corporate (unit) Estimated$2,100$2,100-
Total (driving)$10,839$11,144-$305
Total (public transport)$6,559$6,808-$249

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingBeaumont HillsKellyville RidgeDifference
House$2,720$2,720-
Unit$2,209$2,209-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Beaumont Hills vs Kellyville Ridge (2026-27)

What the numbers show

Beaumont Hills costs $305 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,496 in favour of Beaumont Hills.

The biggest single gap is home insurance at $150 per year.

On public transport the gap is $249 per year, $6,559 from Beaumont Hills versus $6,808 from Kellyville Ridge.

Where the difference actually comes from

They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.

10-year cumulative cost projection

YearBeaumont Hills cumulativeKellyville Ridge cumulativeDifference
Year 1$10,839$11,144$305
Year 3$33,502$34,445$943
Year 5$57,546$59,165$1,619
Year 10$124,257$127,753$3,496

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Beaumont Hills or Kellyville Ridge cheaper to live in?

    Beaumont Hills is cheaper to run by car at $10,839 per year versus $11,144 for Kellyville Ridge, a difference of $305 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Beaumont Hills and Kellyville Ridge?

    Annual council rates for a house are $1,261 in Beaumont Hills (The Hills rates (OLG) and $1,360 in Kellyville Ridge (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for). Water and sewerage adds $1,548 in Beaumont Hills and $1,548 in Kellyville Ridge. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Beaumont Hills and Kellyville Ridge?

    Annual driving commute costs are $6,680 from Beaumont Hills and $6,736 from Kellyville Ridge to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Beaumont Hills and $2,400 from Kellyville Ridge.

  4. What is the 10-year cost difference between Beaumont Hills and Kellyville Ridge?

    At 3% annual cost growth, Beaumont Hills costs a cumulative $124,257 and Kellyville Ridge costs $127,753 over 10 years by car. The cumulative difference is $3,496 in favour of Beaumont Hills. Excludes purchase price, mortgage, and personal expenses.

Which of Beaumont Hills and Kellyville Ridge suits you better?

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Related comparisons

Sources: The Hills rates (OLG and Blacktown City Council rates (IPART approved SRV, 11.54% adopted for rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.