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32.4 km from CBD
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True annual cost of living in Kellyville Ridge, NSW 2155

Living in a house in Kellyville Ridge costs about $11,494 a year: council rates, water and sewerage, commute and home insurance combined. Kellyville Ridge sits 32.4 kilometres from Sydney CBD. Unit costs reach $12,174, with the $2,100 body corporate levy accounting for the entire difference between the two. At 32.4km, the commute dominates running costs. Drivers pay $4,336 more per year than public transport users.

Last updated July 2026 · Blacktown City Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Blacktown City Council average, cheaper than 76% of suburbs in the region.
The commute is the biggest expense at $6,736, roughly 59% of the annual total.
Switching from driving to public transport saves $4,336 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,494
Driving · per year
$958/month
Unit annual cost
$12,174
Incl. body corporate
$1,015/month
House vs unit difference
+$680
Unit costs more per year

Annual cost breakdown

Council rates
Blacktown City Council rates (IPART approved SRV, 11.54% adopted for 2026-27) · average rate
$1,360
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 32.4km from CBD · 192 days
$6,736
Home insurance
Estimated · flood Low · fire Low
$1,850
Total annual running cost
$11,494
($958/month)
Near Blacktown City Council average
SuburbCost affordability score ●●●●○ 8.5/10 Excellent
Cheaper to run than 76% of Blacktown City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Kellyville Ridge's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Kellyville Ridge

within a 2 km walk
Nearest stop
Rouse Hill, 1,619 m away, about a 20 minute walk. It is a metro stop.
Nearest hospital
The Hills Clinic Kellyville, 3,382 m away, about a 42 minute walk.
Supermarkets
7
Cafes
16
Parks
55
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Kellyville Ridge with another suburb

Frequently asked questions about Kellyville Ridge

Is it cheaper to drive or take public transport from Kellyville Ridge to the CBD?

Public transport saves Kellyville Ridge residents $4,336 per year. Annual commute cost by car is $6,736 versus $2,400 by public transport using the Opal network.

What are the council rates in Kellyville Ridge?

Kellyville Ridge falls under Blacktown City Council. The average residential rate for 2026-27 is $1,360 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,360 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Kellyville Ridge?

Running a unit in Kellyville Ridge costs approximately $12,174 per year by car or $7,838 by public transport. This includes council rates of $1,360, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Kellyville Ridge close to public transport?

The nearest scheduled service to the centre of Kellyville Ridge is Rouse Hill, a metro stop about 1,619 m away, about a 20 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Kellyville Ridge?

The closest hospital to the centre of Kellyville Ridge is The Hills Clinic Kellyville, about 3,382 m away, about a 42 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Kellyville Ridge?

Within a 2 km walk of the centre of Kellyville Ridge there are 7 supermarkets, 16 cafes and 55 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for 2026-27). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.