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13.5 km from CBD
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True annual cost of living in Denistone, NSW 2114

Living in a house in Denistone costs about $8,468 a year: council rates, water and sewerage, commute and home insurance combined. Denistone sits 13.5 kilometres from Sydney CBD. Unit costs reach $9,348, with the $2,300 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $1,406 per year at this distance.

Last updated July 2026 · Ryde Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Ryde average, cheaper than 69% of suburbs in the region.
The commute is the biggest expense at $3,792, roughly 45% of the annual total.
Switching from driving to public transport saves $1,406 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$8,468
Driving · per year
$706/month
Unit annual cost
$9,348
Incl. body corporate
$779/month
House vs unit difference
+$880
Unit costs more per year
Annual cost breakdown
Council rates
Ryde rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,278
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 13.5km from CBD · 192 days
$3,792
Home insurance
Estimated · flood Low · fire Low
$1,850
Total annual running cost
$8,468
($706/month)
Near Ryde average
SuburbCost affordability score ●●●●○ 8.3/10 Excellent
Cheaper to run than 69% of Ryde suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,148/yr
5,238 kWh
Unit
$1,716/yr
3,929 kWh
Estimated from AER residential benchmarks for Denistone's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Denistone with another suburb
Is it cheaper to drive or take public transport from Denistone to the CBD?
Public transport saves Denistone residents $1,406 per year. Annual commute cost by car is $3,792 versus $2,386 by public transport using the Opal network.
What are the council rates in Denistone?
Denistone falls under Ryde Council. The average residential rate for 2026-27 is $1,278 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,278 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Denistone?
Running a unit in Denistone costs approximately $9,348 per year by car or $7,942 by public transport. This includes council rates of $1,278, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Ryde rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.