Bexley North vs Kingsgrove: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Bexley North (Bayside rates (OLG) and Kingsgrove (Georges River rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (11.8 km and 12.9 km).
Bexley North runs $448 a year cheaper than Kingsgrove, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $5,136.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Bexley North
Kingsgrove
Annual cost breakdown
| Category | Bexley North | Kingsgrove | Difference |
|---|---|---|---|
| Council rates | $1,265 | $1,447 | -$182 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $3,515 | $3,781 | -$266 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $2,300 | $2,300 | - |
| Body corporate (unit) | $2,600 | $2,300 | +$300 |
| Total (driving) | $8,628 | $9,076 | -$448 |
| Total (public transport) | $7,499 | $7,681 | -$182 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Bexley North | Kingsgrove | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Bexley North vs Kingsgrove (2026-27)
What the numbers show
Bexley North costs $448 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,136 in favour of Bexley North.
The biggest single gap is commute costs at $266 per year. Kingsgrove is 12.9 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $7,499 and $7,681 a year, so the $448 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates favours Bexley North by $182 a year, $1,265 against $1,447.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Bexley North by $266 a year, $3,515 against $3,781.
- Building insurance is identical at $2,300 a year.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
The catchment state school scores 7.8 in Bexley North against 6.3 in Kingsgrove, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Bexley North cumulative | Kingsgrove cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,628 | $9,076 | $448 |
| Year 3 | $26,668 | $28,053 | $1,385 |
| Year 5 | $45,807 | $48,186 | $2,379 |
| Year 10 | $98,910 | $104,046 | $5,136 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bexley North or Kingsgrove cheaper to live in?
Bexley North is cheaper to run by car at $8,628 per year versus $9,076 for Kingsgrove, a difference of $448 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bexley North and Kingsgrove?
Annual council rates for a house are $1,265 in Bexley North (Bayside rates (OLG) and $1,447 in Kingsgrove (Georges River rates (OLG). Water and sewerage adds $1,548 in Bexley North and $1,548 in Kingsgrove. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Bexley North and Kingsgrove?
Annual driving commute costs are $3,515 from Bexley North and $3,781 from Kingsgrove to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Bexley North and $2,386 from Kingsgrove.
What is the 10-year cost difference between Bexley North and Kingsgrove?
At 3% annual cost growth, Bexley North costs a cumulative $98,910 and Kingsgrove costs $104,046 over 10 years by car. The cumulative difference is $5,136 in favour of Bexley North. Excludes purchase price, mortgage, and personal expenses.
Which of Bexley North and Kingsgrove is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Bayside rates (OLG and Georges River rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.