Bexley North vs Kingsgrove, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Bexley North (Bayside rates (OLG) and Kingsgrove (Georges River rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (11.8 km and 12.9 km).
Bexley North runs $848 a year cheaper than Kingsgrove, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $9,721.
Over 10 years, Bexley North costs about $9,700 less to run than Kingsgrove. That's about $19 a week.
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Kingsgrove
Annual cost breakdown
| Category | Bexley North | Kingsgrove | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,265 | $1,447 | -$182 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $3,515 | $3,781 | -$266 |
| Commute (public transport) Modelled, 2026-27 | $2,386 | $2,386 | - |
| Home insurance Estimated | $1,450 | $1,850 | -$400 |
| Body corporate (unit) Estimated | $2,600 | $2,300 | +$300 |
| Total (driving) | $7,778 | $8,626 | -$848 |
| Total (public transport) | $6,649 | $7,231 | -$582 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Bexley North | Kingsgrove | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Bexley North vs Kingsgrove (2026-27)
What the numbers show
Bexley North costs $848 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $9,721 in favour of Bexley North.
The biggest single gap is home insurance at $400 per year. Kingsgrove carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $582 per year, $6,649 from Bexley North versus $7,231 from Kingsgrove.
Where the difference actually comes from
- Council rates favours Bexley North by $182 a year, $1,265 against $1,447.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Bexley North by $266 a year, $3,515 against $3,781.
- Building insurance favours Bexley North by $400 a year, $1,450 against $1,850.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
The catchment state school scores 7.8 in Bexley North against 6.3 in Kingsgrove, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Bexley North cumulative | Kingsgrove cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,778 | $8,626 | $848 |
| Year 3 | $24,041 | $26,662 | $2,621 |
| Year 5 | $41,294 | $45,797 | $4,503 |
| Year 10 | $89,166 | $98,887 | $9,721 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bexley North or Kingsgrove cheaper to live in?
Bexley North is cheaper to run by car at $7,778 per year versus $8,626 for Kingsgrove, a difference of $848 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bexley North and Kingsgrove?
Annual council rates for a house are $1,265 in Bexley North (Bayside rates (OLG) and $1,447 in Kingsgrove (Georges River rates (OLG). Water and sewerage adds $1,548 in Bexley North and $1,548 in Kingsgrove. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Bexley North and Kingsgrove?
Annual driving commute costs are $3,515 from Bexley North and $3,781 from Kingsgrove to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Bexley North and $2,386 from Kingsgrove.
What is the 10-year cost difference between Bexley North and Kingsgrove?
At 3% annual cost growth, Bexley North costs a cumulative $89,166 and Kingsgrove costs $98,887 over 10 years by car. The cumulative difference is $9,721 in favour of Bexley North. Excludes purchase price, mortgage, and personal expenses.
Which of Bexley North and Kingsgrove suits you better?
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Sources: Bayside rates (OLG and Georges River rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.