Blackmans Point vs The Hatch: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Blackmans Point and The Hatch are both Port Macquarie-Hastings rates (OLG suburbs, sitting 314.9 km and 317.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Blackmans Point
The Hatch
Annual cost breakdown
| Category | Blackmans Point | The Hatch | Difference |
|---|---|---|---|
| Council rates | $1,370 | $1,370 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,100 | $3,100 | - |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $23,370 | $23,370 | - |
| Total (public transport) | $8,170 | $8,170 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Blackmans Point | The Hatch | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Blackmans Point vs The Hatch (2026-27)
What the numbers show
Blackmans Point and The Hatch cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $8,170 and $8,170 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Blackmans Point cumulative | The Hatch cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,370 | $23,370 | $0 |
| Year 3 | $72,234 | $72,234 | $0 |
| Year 5 | $124,075 | $124,075 | $0 |
| Year 10 | $267,911 | $267,911 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Blackmans Point or The Hatch cheaper to live in?
Blackmans Point is cheaper to run by car at $23,370 per year versus $23,370 for The Hatch, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Blackmans Point and The Hatch?
Annual council rates for a house are $1,370 in Blackmans Point (Port Macquarie-Hastings rates (OLG) and $1,370 in The Hatch (Port Macquarie-Hastings rates (OLG). Water and sewerage adds $1,300 in Blackmans Point and $1,300 in The Hatch. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Blackmans Point and The Hatch?
Annual driving commute costs are $17,600 from Blackmans Point and $17,600 from The Hatch to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Blackmans Point and $2,400 from The Hatch.
What is the 10-year cost difference between Blackmans Point and The Hatch?
At 3% annual cost growth, Blackmans Point costs a cumulative $267,911 and The Hatch costs $267,911 over 10 years by car. The cumulative difference is $0 in favour of Blackmans Point. Excludes purchase price, mortgage, and personal expenses.
Which of Blackmans Point and The Hatch is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Port Macquarie-Hastings rates (OLG and Port Macquarie-Hastings rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.