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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Blacks Beach vs Eimeo: true annual running costs compared (2026)

Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks

Blacks Beach and Eimeo are both Mackay Regional Council suburbs, sitting 9.2 km and 11.2 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Blacks Beach and Eimeo cost about the same to live in

The two sit within $96 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$96difference per year
$1,101over 10 years
home insurancebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Blacks Beach

4740 · Mackay Regional Council · 9.2 km from CBD
$11,065
Total annual cost (driving)
Public transport total$8,506
School score3.2/10
Flood & fire riskIn report

Eimeo

4740 · Mackay Regional Council · 11.2 km from CBD
$10,969
Total annual cost (driving)
Public transport total$7,906
School score4.5/10
Flood & fire riskIn report

Annual cost breakdown

CategoryBlacks BeachEimeoDifference
Council rates$1,466$1,466-
Water & sewerage$2,048$2,048-
Commute (driving)$2,751$3,255-$504
Commute (public transport)$192$192-
Home insurance$4,800$4,200+$600
Body corporate (unit)$2,200$2,200-
Total (driving)$11,065$10,969+$96
Total (public transport)$8,506$7,906+$600

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingBlacks BeachEimeoDifference
House$1,976$1,976-
Unit$1,591$1,591-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Blacks Beach vs Eimeo (2026-27)

What the numbers show

Blacks Beach and Eimeo cost within $96 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,101, making running cost a minor factor in the decision.

The biggest single gap is home insurance at $600 per year.

On public transport the gap is $600 per year, $8,506 from Blacks Beach versus $7,906 from Eimeo.

10-year cumulative cost projection

YearBlacks Beach cumulativeEimeo cumulativeDifference
Year 1$11,065$10,969$96
Year 3$34,201$33,904$297
Year 5$58,746$58,236$510
Year 10$126,848$125,747$1,101

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Blacks Beach or Eimeo cheaper to live in?

    Eimeo is cheaper to run by car at $10,969 per year versus $11,065 for Blacks Beach, a difference of $96 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Blacks Beach and Eimeo?

    Annual council rates for a house are $1,466 in Blacks Beach (Mackay Regional Council) and $1,466 in Eimeo (Mackay Regional Council). Water and sewerage adds $2,048 in Blacks Beach and $2,048 in Eimeo. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Blacks Beach and Eimeo?

    Annual driving commute costs are $2,751 from Blacks Beach and $3,255 from Eimeo to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Blacks Beach and $192 from Eimeo.

  4. What is the 10-year cost difference between Blacks Beach and Eimeo?

    At 3% annual cost growth, Blacks Beach costs a cumulative $126,848 and Eimeo costs $125,747 over 10 years by car. The cumulative difference is $1,101 in favour of Eimeo. Excludes purchase price, mortgage, and personal expenses.

Which of Blacks Beach and Eimeo is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Mackay Regional Council and Mackay Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.