Blairmount vs Claymore: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Blairmount and Claymore are both Campbelltown rates (OLG suburbs, sitting 43.6 km and 41.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $254 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Blairmount
Claymore
Annual cost breakdown
| Category | Blairmount | Claymore | Difference |
|---|---|---|---|
| Council rates | $1,497 | $1,497 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,933 | $6,979 | -$46 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,150 | $1,850 | +$300 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $12,128 | $11,874 | +$254 |
| Total (public transport) | $7,595 | $7,295 | +$300 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Blairmount | Claymore | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Blairmount vs Claymore (2026-27)
What the numbers show
Blairmount and Claymore cost within $254 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,912, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $300 per year, $7,595 from Blairmount versus $7,295 from Claymore.
Where the difference actually comes from
- Council rates is identical at $1,497 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Blairmount by $46 a year, $6,933 against $6,979.
- Building insurance favours Claymore by $300 a year, $1,850 against $2,150.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated medium in Blairmount against low in Claymore, which feeds the insurance estimate. The catchment state school scores 5.5 in Blairmount against 3.6 in Claymore, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Blairmount cumulative | Claymore cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,128 | $11,874 | $254 |
| Year 3 | $37,486 | $36,701 | $785 |
| Year 5 | $64,389 | $63,041 | $1,348 |
| Year 10 | $139,034 | $136,122 | $2,912 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Blairmount or Claymore cheaper to live in?
Claymore is cheaper to run by car at $11,874 per year versus $12,128 for Blairmount, a difference of $254 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Blairmount and Claymore?
Annual council rates for a house are $1,497 in Blairmount (Campbelltown rates (OLG) and $1,497 in Claymore (Campbelltown rates (OLG). Water and sewerage adds $1,548 in Blairmount and $1,548 in Claymore. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Blairmount and Claymore?
Annual driving commute costs are $6,933 from Blairmount and $6,979 from Claymore to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Blairmount and $2,400 from Claymore.
What is the 10-year cost difference between Blairmount and Claymore?
At 3% annual cost growth, Blairmount costs a cumulative $139,034 and Claymore costs $136,122 over 10 years by car. The cumulative difference is $2,912 in favour of Claymore. Excludes purchase price, mortgage, and personal expenses.
Which of Blairmount and Claymore is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Campbelltown rates (OLG and Campbelltown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.