Blairmount vs Currans Hill, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Blairmount (Campbelltown rates (OLG) and Currans Hill (Camden rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (43.6 km and 44.4 km).
The two sit within $202 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $2,300, about $4 a week, and most of it is the AI-estimated insurance line.
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Currans Hill
Annual cost breakdown
| Category | Blairmount | Currans Hill | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,497 | $1,573 | -$76 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,933 | $6,905 | +$28 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,850 | $1,600 | +$250 |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,828 | $11,626 | +$202 |
| Total (public transport) | $7,295 | $7,121 | +$174 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Blairmount | Currans Hill | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Blairmount vs Currans Hill (2026-27)
What the numbers show
Blairmount and Currans Hill differ by $202 a year by car, but $250 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $48, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $250 per year.
On public transport the two suburbs cost almost the same, $7,295 and $7,121 a year, so the $202 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates favours Blairmount by $76 a year, $1,497 against $1,573.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Currans Hill by $28 a year, $6,905 against $6,933.
- Building insurance favours Currans Hill by $250 a year, $1,600 against $1,850.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
Fire risk is rated medium in Blairmount against low in Currans Hill, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Blairmount cumulative | Currans Hill cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,828 | $11,626 | $202 |
| Year 3 | $36,559 | $35,935 | $624 |
| Year 5 | $62,796 | $61,724 | $1,072 |
| Year 10 | $135,595 | $133,279 | $2,316 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Blairmount or Currans Hill cheaper to live in?
Neither is named cheaper. Blairmount runs $11,828 a year by car and Currans Hill $11,626, but most of the $202 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $48. Source: SuburbCost 2026 data.
What are council rates in Blairmount and Currans Hill?
Annual council rates for a house are $1,497 in Blairmount (Campbelltown rates (OLG) and $1,573 in Currans Hill (Camden rates (OLG). Water and sewerage adds $1,548 in Blairmount and $1,548 in Currans Hill. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Blairmount and Currans Hill?
Annual driving commute costs are $6,933 from Blairmount and $6,905 from Currans Hill to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Blairmount and $2,400 from Currans Hill.
What is the 10-year cost difference between Blairmount and Currans Hill?
At 3% annual cost growth, Blairmount costs a cumulative $135,595 and Currans Hill costs $133,279 over 10 years by car. The cumulative difference is $2,316 in favour of Currans Hill. Excludes purchase price, mortgage, and personal expenses.
Which of Blairmount and Currans Hill suits you better?
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Related comparisons
Sources: Campbelltown rates (OLG and Camden rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.