Bohle vs Cosgrove: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Bohle and Cosgrove are both Townsville City Council suburbs, sitting 10.3 km and 10.9 km from Townsville CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Bohle runs $554 a year cheaper than Cosgrove, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $6,351.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Bohle
Cosgrove
Annual cost breakdown
| Category | Bohle | Cosgrove | Difference |
|---|---|---|---|
| Council rates | $1,343 | $1,343 | - |
| Water & sewerage | $2,099 | $2,099 | - |
| Commute (driving) | $3,135 | $3,289 | -$154 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $4,000 | $4,400 | -$400 |
| Body corporate (unit) | $2,000 | $1,800 | +$200 |
| Total (driving) | $10,577 | $11,131 | -$554 |
| Total (public transport) | $7,634 | $8,034 | -$400 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Bohle | Cosgrove | Difference |
|---|---|---|---|
| House | $2,373 | $2,373 | - |
| Unit | $1,945 | $1,945 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Bohle vs Cosgrove (2026-27)
What the numbers show
Bohle costs $554 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $6,351 in favour of Bohle.
The biggest single gap is home insurance at $400 per year.
On public transport the gap is $400 per year, $7,634 from Bohle versus $8,034 from Cosgrove.
Where the difference actually comes from
- Council rates is identical at $1,343 a year.
- Water and sewerage is identical at $2,099 a year.
- Driving commute favours Bohle by $154 a year, $3,135 against $3,289.
- Building insurance favours Bohle by $400 a year, $4,000 against $4,400.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 5.7 in Bohle against 4.2 in Cosgrove, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Bohle cumulative | Cosgrove cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,577 | $11,131 | $554 |
| Year 3 | $32,692 | $34,405 | $1,713 |
| Year 5 | $56,155 | $59,096 | $2,941 |
| Year 10 | $121,253 | $127,604 | $6,351 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bohle or Cosgrove cheaper to live in?
Bohle is cheaper to run by car at $10,577 per year versus $11,131 for Cosgrove, a difference of $554 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bohle and Cosgrove?
Annual council rates for a house are $1,343 in Bohle (Townsville City Council) and $1,343 in Cosgrove (Townsville City Council). Water and sewerage adds $2,099 in Bohle and $2,099 in Cosgrove. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Bohle and Cosgrove?
Annual driving commute costs are $3,135 from Bohle and $3,289 from Cosgrove to Townsville CBD (ATO 91c/km). Public transport costs $192 from Bohle and $192 from Cosgrove.
What is the 10-year cost difference between Bohle and Cosgrove?
At 3% annual cost growth, Bohle costs a cumulative $121,253 and Cosgrove costs $127,604 over 10 years by car. The cumulative difference is $6,351 in favour of Bohle. Excludes purchase price, mortgage, and personal expenses.
Which of Bohle and Cosgrove is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Townsville City Council and Townsville City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.