Bohle vs Cosgrove: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Bohle and Cosgrove are both Townsville City Council suburbs, sitting 10.3 km and 10.9 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Bohle runs $549 a year cheaper than Cosgrove, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $6,293.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Bohle
Cosgrove
Annual cost breakdown
| Category | Bohle | Cosgrove | Difference |
|---|---|---|---|
| Council rates | $1,343 | $1,343 | - |
| Water & sewerage | $2,099 | $2,099 | - |
| Commute (driving) | $3,032 | $3,181 | -$149 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $4,000 | $4,400 | -$400 |
| Body corporate (unit) | $2,000 | $1,800 | +$200 |
| Total (driving) | $10,474 | $11,023 | -$549 |
| Total (public transport) | $7,634 | $8,034 | -$400 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Bohle | Cosgrove | Difference |
|---|---|---|---|
| House | $2,218 | $2,218 | - |
| Unit | $1,773 | $1,773 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Bohle vs Cosgrove (2026-27)
What the numbers show
Bohle costs $549 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $6,293 in favour of Bohle.
The biggest single gap is home insurance at $400 per year.
On public transport the gap is $400 per year, $7,634 from Bohle versus $8,034 from Cosgrove.
10-year cumulative cost projection
| Year | Bohle cumulative | Cosgrove cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,474 | $11,023 | $549 |
| Year 3 | $32,374 | $34,071 | $1,697 |
| Year 5 | $55,608 | $58,523 | $2,915 |
| Year 10 | $120,073 | $126,366 | $6,293 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bohle or Cosgrove cheaper to live in?
Bohle is cheaper to run by car at $10,474 per year versus $11,023 for Cosgrove, a difference of $549 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bohle and Cosgrove?
Annual council rates for a house are $1,343 in Bohle (Townsville City Council) and $1,343 in Cosgrove (Townsville City Council). Water and sewerage adds $2,099 in Bohle and $2,099 in Cosgrove. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Bohle and Cosgrove?
Annual driving commute costs are $3,032 from Bohle and $3,181 from Cosgrove to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Bohle and $192 from Cosgrove.
What is the 10-year cost difference between Bohle and Cosgrove?
At 3% annual cost growth, Bohle costs a cumulative $120,073 and Cosgrove costs $126,366 over 10 years by car. The cumulative difference is $6,293 in favour of Bohle. Excludes purchase price, mortgage, and personal expenses.
Which of Bohle and Cosgrove is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Townsville City Council and Townsville City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.