Living in a house in Cosgrove costs about $11,023 a year: council rates, water and sewerage, commute and home insurance combined. Cosgrove sits 10.9 kilometres from Brisbane CBD. Unit costs come in at $9,123, as lower council rates more than offset the $1,800 body corporate levy. Switching from driving to public transport saves $2,989 per year at this distance.
Estimated from AER residential benchmarks for Cosgrove's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Is it cheaper to drive or take public transport from Cosgrove to the CBD?
Public transport saves Cosgrove residents $2,989 per year. Annual commute cost by car is $3,181 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Cosgrove?
Cosgrove falls under Townsville City Council. The minimum residential general rate for 2026-27 is $1,343 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,343 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Cosgrove?
Running a unit in Cosgrove costs approximately $9,123 per year by car or $6,134 by public transport. This includes council rates of $1,343, water and sewerage $2,099, estimated body corporate levy of $1,800, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
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Data sources: Council rates: Townsville City Council 2026-27. Water: Townsville City Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.