Bomen vs Cartwrights Hill: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Bomen and Cartwrights Hill are both Wagga Wagga rates (OLG suburbs, sitting 370.5 km and 374.6 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Bomen
Cartwrights Hill
Annual cost breakdown
| Category | Bomen | Cartwrights Hill | Difference |
|---|---|---|---|
| Council rates | $1,294 | $1,294 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,100 | $3,100 | - |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $23,294 | $23,294 | - |
| Total (public transport) | $8,094 | $8,094 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Bomen | Cartwrights Hill | Difference |
|---|---|---|---|
| House | $2,453 | $2,453 | - |
| Unit | $1,944 | $1,944 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Bomen vs Cartwrights Hill (2026-27)
What the numbers show
Bomen and Cartwrights Hill cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $8,094 and $8,094 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Bomen cumulative | Cartwrights Hill cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,294 | $23,294 | $0 |
| Year 3 | $71,999 | $71,999 | $0 |
| Year 5 | $123,671 | $123,671 | $0 |
| Year 10 | $267,040 | $267,040 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bomen or Cartwrights Hill cheaper to live in?
Bomen is cheaper to run by car at $23,294 per year versus $23,294 for Cartwrights Hill, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bomen and Cartwrights Hill?
Annual council rates for a house are $1,294 in Bomen (Wagga Wagga rates (OLG) and $1,294 in Cartwrights Hill (Wagga Wagga rates (OLG). Water and sewerage adds $1,300 in Bomen and $1,300 in Cartwrights Hill. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Bomen and Cartwrights Hill?
Annual driving commute costs are $17,600 from Bomen and $17,600 from Cartwrights Hill to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Bomen and $2,400 from Cartwrights Hill.
What is the 10-year cost difference between Bomen and Cartwrights Hill?
At 3% annual cost growth, Bomen costs a cumulative $267,040 and Cartwrights Hill costs $267,040 over 10 years by car. The cumulative difference is $0 in favour of Bomen. Excludes purchase price, mortgage, and personal expenses.
Which of Bomen and Cartwrights Hill is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Wagga Wagga rates (OLG and Wagga Wagga rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.