Eunanoreenya vs Gumly Gumly, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Eunanoreenya and Gumly Gumly are both Wagga Wagga rates (OLG suburbs, sitting 8.1 km and 6.2 km from Wagga Wagga CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Gumly Gumly runs $545 a year cheaper than Eunanoreenya, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $6,247.
Over 10 years, Gumly Gumly costs about $6,200 less to run than Eunanoreenya. That's about $12 a week.
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Gumly Gumly
Annual cost breakdown
| Category | Eunanoreenya | Gumly Gumly | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,294 | $1,294 | - |
| Water & sewerage Estimated | $1,300 | $1,300 | - |
| Commute (driving) Modelled, 2026-27 | $2,544 | $1,999 | +$545 |
| Commute (public transport) Modelled, 2026-27 | $2,544 | $1,999 | +$545 |
| Home insurance Estimated | $2,850 | $2,850 | - |
| Body corporate (unit) Estimated | $1,500 | $1,500 | - |
| Total (driving) | $7,988 | $7,443 | +$545 |
| Total (public transport) | $7,988 | $7,443 | +$545 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Eunanoreenya | Gumly Gumly | Difference |
|---|---|---|---|
| House | $3,150 | $3,150 | - |
| Unit | $2,611 | $2,611 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Eunanoreenya vs Gumly Gumly (2026-27)
What the numbers show
Gumly Gumly costs $545 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $6,247 in favour of Gumly Gumly.
The biggest single gap is commute costs at $545 per year. Eunanoreenya is 8.1 km from Wagga Wagga CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $545 per year, $7,988 from Eunanoreenya versus $7,443 from Gumly Gumly.
Where the difference actually comes from
- Council rates is identical at $1,294 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Gumly Gumly by $545 a year, $1,999 against $2,544.
- Building insurance is identical at $2,850 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
The catchment state school scores 6 in Gumly Gumly against 4.5 in Eunanoreenya, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Eunanoreenya cumulative | Gumly Gumly cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,988 | $7,443 | $545 |
| Year 3 | $24,690 | $23,006 | $1,684 |
| Year 5 | $42,409 | $39,516 | $2,893 |
| Year 10 | $91,573 | $85,326 | $6,247 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Eunanoreenya or Gumly Gumly cheaper to live in?
Gumly Gumly is cheaper to run by car at $7,443 per year versus $7,988 for Eunanoreenya, a difference of $545 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Eunanoreenya and Gumly Gumly?
Annual council rates for a house are $1,294 in Eunanoreenya (Wagga Wagga rates (OLG) and $1,294 in Gumly Gumly (Wagga Wagga rates (OLG). Water and sewerage adds $1,300 in Eunanoreenya and $1,300 in Gumly Gumly. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Eunanoreenya and Gumly Gumly?
Annual driving commute costs are $2,544 from Eunanoreenya and $1,999 from Gumly Gumly to Wagga Wagga CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Eunanoreenya and Gumly Gumly?
At 3% annual cost growth, Eunanoreenya costs a cumulative $91,573 and Gumly Gumly costs $85,326 over 10 years by car. The cumulative difference is $6,247 in favour of Gumly Gumly. Excludes purchase price, mortgage, and personal expenses.
Which of Eunanoreenya and Gumly Gumly suits you better?
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Sources: Wagga Wagga rates (OLG and Wagga Wagga rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.