Bongaree vs Woorim, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Bongaree and Woorim are both Moreton Bay Regional Council suburbs, sitting 45.6 km and 48.2 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $93 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run.
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Woorim
Annual cost breakdown
| Category | Bongaree | Woorim | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,309 | $1,309 | - |
| Water & sewerage Official, 2026-27 | $2,144 | $2,144 | - |
| Commute (driving) Modelled, 2026-27 | $6,852 | $6,695 | +$157 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,100 | $2,350 | -$250 |
| Body corporate (unit) Estimated | $2,200 | $2,000 | +$200 |
| Total (driving) | $12,405 | $12,498 | -$93 |
| Total (public transport) | $5,745 | $5,995 | -$250 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Bongaree | Woorim | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Bongaree vs Woorim (2026-27)
What the numbers show
Bongaree and Woorim cost within $93 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,067, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $250 per year. Woorim carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $250 per year, $5,745 from Bongaree versus $5,995 from Woorim.
Where the difference actually comes from
- Council rates is identical at $1,309 a year.
- Water and sewerage is identical at $2,144 a year.
- Driving commute favours Woorim by $157 a year, $6,695 against $6,852.
- Building insurance favours Bongaree by $250 a year, $2,100 against $2,350.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Bongaree cumulative | Woorim cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,405 | $12,498 | $93 |
| Year 3 | $38,343 | $38,630 | $287 |
| Year 5 | $65,860 | $66,354 | $494 |
| Year 10 | $142,209 | $143,276 | $1,067 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bongaree or Woorim cheaper to live in?
Bongaree is cheaper to run by car at $12,405 per year versus $12,498 for Woorim, a difference of $93 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bongaree and Woorim?
Annual council rates for a house are $1,309 in Bongaree (Moreton Bay Regional Council) and $1,309 in Woorim (Moreton Bay Regional Council). Water and sewerage adds $2,144 in Bongaree and $2,144 in Woorim. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Bongaree and Woorim?
Annual driving commute costs are $6,852 from Bongaree and $6,695 from Woorim to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Bongaree and $192 from Woorim.
What is the 10-year cost difference between Bongaree and Woorim?
At 3% annual cost growth, Bongaree costs a cumulative $142,209 and Woorim costs $143,276 over 10 years by car. The cumulative difference is $1,067 in favour of Bongaree. Excludes purchase price, mortgage, and personal expenses.
Which of Bongaree and Woorim suits you better?
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Sources: Moreton Bay Regional Council and Moreton Bay Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.