Bradfield vs Bringelly, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Bradfield (Liverpool rates (OLG) and Bringelly (Camden rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (43.4 km and 45.1 km).
The two sit within $134 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years, Bradfield costs about $1,500 less to run than Bringelly. That's about $3 a week.
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Bringelly
Annual cost breakdown
| Category | Bradfield | Bringelly | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,376 | $1,573 | -$197 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,939 | $6,876 | +$63 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,850 | $1,850 | - |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,713 | $11,847 | -$134 |
| Total (public transport) | $7,174 | $7,371 | -$197 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Bradfield | Bringelly | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Bradfield vs Bringelly (2026-27)
What the numbers show
Bradfield and Bringelly cost within $134 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,537, making running cost a minor factor in the decision.
The biggest single gap is council rates at $197 per year.
On public transport the two suburbs cost almost the same, $7,174 and $7,371 a year, so the $134 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates favours Bradfield by $197 a year, $1,376 against $1,573.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Bringelly by $63 a year, $6,876 against $6,939.
- Building insurance is identical at $1,850 a year.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
10-year cumulative cost projection
| Year | Bradfield cumulative | Bringelly cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,713 | $11,847 | $134 |
| Year 3 | $36,204 | $36,618 | $414 |
| Year 5 | $62,186 | $62,897 | $711 |
| Year 10 | $134,276 | $135,813 | $1,537 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bradfield or Bringelly cheaper to live in?
Bradfield is cheaper to run by car at $11,713 per year versus $11,847 for Bringelly, a difference of $134 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bradfield and Bringelly?
Annual council rates for a house are $1,376 in Bradfield (Liverpool rates (OLG) and $1,573 in Bringelly (Camden rates (OLG). Water and sewerage adds $1,548 in Bradfield and $1,548 in Bringelly. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Bradfield and Bringelly?
Annual driving commute costs are $6,939 from Bradfield and $6,876 from Bringelly to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Bradfield and $2,400 from Bringelly.
What is the 10-year cost difference between Bradfield and Bringelly?
At 3% annual cost growth, Bradfield costs a cumulative $134,276 and Bringelly costs $135,813 over 10 years by car. The cumulative difference is $1,537 in favour of Bradfield. Excludes purchase price, mortgage, and personal expenses.
Which of Bradfield and Bringelly suits you better?
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Sources: Liverpool rates (OLG and Camden rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.