Brombin vs Hyndmans Creek: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Brombin and Hyndmans Creek are both Port Macquarie-Hastings rates (OLG suburbs, sitting 299.5 km and 296.9 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $50 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Brombin
Hyndmans Creek
Annual cost breakdown
| Category | Brombin | Hyndmans Creek | Difference |
|---|---|---|---|
| Council rates | $1,370 | $1,370 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,450 | $2,400 | +$50 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $22,720 | $22,670 | +$50 |
| Total (public transport) | $7,520 | $7,470 | +$50 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Brombin | Hyndmans Creek | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Brombin vs Hyndmans Creek (2026-27)
What the numbers show
Brombin and Hyndmans Creek cost within $50 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $573, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $50 per year. Brombin carries medium flood risk, which pushes estimated premiums higher.
On public transport the two suburbs cost almost the same, $7,520 and $7,470 a year, so the $50 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Brombin cumulative | Hyndmans Creek cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,720 | $22,670 | $50 |
| Year 3 | $70,225 | $70,071 | $154 |
| Year 5 | $120,624 | $120,358 | $266 |
| Year 10 | $260,459 | $259,886 | $573 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Brombin or Hyndmans Creek cheaper to live in?
Hyndmans Creek is cheaper to run by car at $22,670 per year versus $22,720 for Brombin, a difference of $50 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Brombin and Hyndmans Creek?
Annual council rates for a house are $1,370 in Brombin (Port Macquarie-Hastings rates (OLG) and $1,370 in Hyndmans Creek (Port Macquarie-Hastings rates (OLG). Water and sewerage adds $1,300 in Brombin and $1,300 in Hyndmans Creek. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Brombin and Hyndmans Creek?
Annual driving commute costs are $17,600 from Brombin and $17,600 from Hyndmans Creek to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Brombin and $2,400 from Hyndmans Creek.
What is the 10-year cost difference between Brombin and Hyndmans Creek?
At 3% annual cost growth, Brombin costs a cumulative $260,459 and Hyndmans Creek costs $259,886 over 10 years by car. The cumulative difference is $573 in favour of Hyndmans Creek. Excludes purchase price, mortgage, and personal expenses.
Which of Brombin and Hyndmans Creek is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Port Macquarie-Hastings rates (OLG and Port Macquarie-Hastings rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.