Camellia vs Rosehill: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Camellia and Rosehill are both Parramatta rates (OLG suburbs, sitting 16.7 km and 17.3 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $117 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Camellia
Rosehill
Annual cost breakdown
| Category | Camellia | Rosehill | Difference |
|---|---|---|---|
| Council rates | $1,156 | $1,156 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $4,465 | $4,582 | -$117 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $2,950 | $2,950 | - |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $10,119 | $10,236 | -$117 |
| Total (public transport) | $8,040 | $8,040 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Camellia | Rosehill | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Camellia vs Rosehill (2026-27)
What the numbers show
Camellia and Rosehill cost within $117 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,341, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $117 per year. Rosehill is 17.3 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $8,040 and $8,040 a year, so the $117 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Camellia cumulative | Rosehill cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,119 | $10,236 | $117 |
| Year 3 | $31,277 | $31,638 | $361 |
| Year 5 | $53,723 | $54,344 | $621 |
| Year 10 | $116,003 | $117,344 | $1,341 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Camellia or Rosehill cheaper to live in?
Camellia is cheaper to run by car at $10,119 per year versus $10,236 for Rosehill, a difference of $117 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Camellia and Rosehill?
Annual council rates for a house are $1,156 in Camellia (Parramatta rates (OLG) and $1,156 in Rosehill (Parramatta rates (OLG). Water and sewerage adds $1,548 in Camellia and $1,548 in Rosehill. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Camellia and Rosehill?
Annual driving commute costs are $4,465 from Camellia and $4,582 from Rosehill to Sydney CBD (ATO 88c/km). Public transport costs $2,386 from Camellia and $2,386 from Rosehill.
What is the 10-year cost difference between Camellia and Rosehill?
At 3% annual cost growth, Camellia costs a cumulative $116,003 and Rosehill costs $117,344 over 10 years by car. The cumulative difference is $1,341 in favour of Camellia. Excludes purchase price, mortgage, and personal expenses.
Which of Camellia and Rosehill is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Parramatta rates (OLG and Parramatta rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.