Melrose Park vs Wentworth Point: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Melrose Park (Ryde rates (OLG) and Wentworth Point (Parramatta rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (13.8 km and 12.9 km).
Wentworth Point runs $332 a year cheaper than Melrose Park, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $3,806.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Melrose Park
Wentworth Point
Annual cost breakdown
| Category | Melrose Park | Wentworth Point | Difference |
|---|---|---|---|
| Council rates | $1,278 | $1,156 | +$122 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $3,991 | $3,781 | +$210 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $2,950 | $2,950 | - |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $9,767 | $9,435 | +$332 |
| Total (public transport) | $8,162 | $8,040 | +$122 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Melrose Park | Wentworth Point | Difference |
|---|---|---|---|
| House | $2,342 | $2,720 | -$378 |
| Unit | $1,909 | $2,209 | -$300 |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Melrose Park vs Wentworth Point (2026-27)
What the numbers show
Wentworth Point costs $332 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,806 in favour of Wentworth Point.
The biggest single gap is commute costs at $210 per year. Melrose Park is 13.8 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $8,162 and $8,040 a year, so the $332 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates favours Wentworth Point by $122 a year, $1,156 against $1,278.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Wentworth Point by $210 a year, $3,781 against $3,991.
- Building insurance is identical at $2,950 a year.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
The catchment state school scores 8.2 in Melrose Park against 7.1 in Wentworth Point, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Melrose Park cumulative | Wentworth Point cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,767 | $9,435 | $332 |
| Year 3 | $30,189 | $29,163 | $1,026 |
| Year 5 | $51,854 | $50,092 | $1,762 |
| Year 10 | $111,968 | $108,162 | $3,806 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Melrose Park or Wentworth Point cheaper to live in?
Wentworth Point is cheaper to run by car at $9,435 per year versus $9,767 for Melrose Park, a difference of $332 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Melrose Park and Wentworth Point?
Annual council rates for a house are $1,278 in Melrose Park (Ryde rates (OLG) and $1,156 in Wentworth Point (Parramatta rates (OLG). Water and sewerage adds $1,548 in Melrose Park and $1,548 in Wentworth Point. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Melrose Park and Wentworth Point?
Annual driving commute costs are $3,991 from Melrose Park and $3,781 from Wentworth Point to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Melrose Park and $2,386 from Wentworth Point.
What is the 10-year cost difference between Melrose Park and Wentworth Point?
At 3% annual cost growth, Melrose Park costs a cumulative $111,968 and Wentworth Point costs $108,162 over 10 years by car. The cumulative difference is $3,806 in favour of Wentworth Point. Excludes purchase price, mortgage, and personal expenses.
Which of Melrose Park and Wentworth Point is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Ryde rates (OLG and Parramatta rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.