Camp Hill vs Seven Hills: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Camp Hill and Seven Hills are both Brisbane City Council suburbs, sitting 6 km and 5.4 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $179 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Camp Hill
Seven Hills
Annual cost breakdown
| Category | Camp Hill | Seven Hills | Difference |
|---|---|---|---|
| Council rates | $950 | $950 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $1,939 | $1,760 | +$179 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,800 | $2,800 | - |
| Body corporate (unit) | $3,200 | $2,800 | +$400 |
| Total (driving) | $7,589 | $7,410 | +$179 |
| Total (public transport) | $5,842 | $5,842 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Camp Hill | Seven Hills | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Camp Hill vs Seven Hills (2026-27)
What the numbers show
Camp Hill and Seven Hills cost within $179 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,052, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $179 per year. Camp Hill is 6 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $5,842 and $5,842 a year, so the $179 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Seven Hills by $179 a year, $1,760 against $1,939.
- Building insurance is identical at $2,800 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Camp Hill cumulative | Seven Hills cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,589 | $7,410 | $179 |
| Year 3 | $23,457 | $22,904 | $553 |
| Year 5 | $40,291 | $39,341 | $950 |
| Year 10 | $86,999 | $84,947 | $2,052 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Camp Hill or Seven Hills cheaper to live in?
Seven Hills is cheaper to run by car at $7,410 per year versus $7,589 for Camp Hill, a difference of $179 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Camp Hill and Seven Hills?
Annual council rates for a house are $950 in Camp Hill (Brisbane City Council) and $950 in Seven Hills (Brisbane City Council). Water and sewerage adds $1,900 in Camp Hill and $1,900 in Seven Hills. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Camp Hill and Seven Hills?
Annual driving commute costs are $1,939 from Camp Hill and $1,760 from Seven Hills to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Camp Hill and $192 from Seven Hills.
What is the 10-year cost difference between Camp Hill and Seven Hills?
At 3% annual cost growth, Camp Hill costs a cumulative $86,999 and Seven Hills costs $84,947 over 10 years by car. The cumulative difference is $2,052 in favour of Seven Hills. Excludes purchase price, mortgage, and personal expenses.
Which of Camp Hill and Seven Hills is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.