Camp Mountain vs Enoggera Reservoir, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Camp Mountain (Moreton Bay Regional Council) and Enoggera Reservoir (Brisbane City Council) attract comparison from buyers considering suburbs across different council areas at similar distances from Brisbane CBD (16.4 km and 15.8 km).
Enoggera Reservoir runs $628 a year cheaper than Camp Mountain, driven mostly by council rates. Over 10 years at 3% growth that gap compounds to about $7,199.
Over 10 years, Enoggera Reservoir costs about $7,200 less to run than Camp Mountain. That's about $14 a week.
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Enoggera Reservoir
Annual cost breakdown
| Category | Camp Mountain | Enoggera Reservoir | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,309 | $950 | +$359 |
| Water & sewerage Official, 2026-27 | $2,144 | $1,900 | +$244 |
| Commute (driving) Modelled, 2026-27 | $4,556 | $4,431 | +$125 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,100 | $2,200 | -$100 |
| Body corporate (unit) Estimated | $2,000 | $2,000 | - |
| Total (driving) | $10,109 | $9,481 | +$628 |
| Total (public transport) | $5,745 | $5,242 | +$503 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Camp Mountain | Enoggera Reservoir | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Camp Mountain vs Enoggera Reservoir (2026-27)
What the numbers show
Enoggera Reservoir costs $628 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,199 in favour of Enoggera Reservoir.
The biggest single gap is council rates at $359 per year.
On public transport the gap is $503 per year, $5,745 from Camp Mountain versus $5,242 from Enoggera Reservoir.
Where the difference actually comes from
- Council rates favours Enoggera Reservoir by $359 a year, $950 against $1,309.
- Water and sewerage favours Enoggera Reservoir by $244 a year, $1,900 against $2,144.
- Driving commute favours Enoggera Reservoir by $125 a year, $4,431 against $4,556.
- Building insurance favours Camp Mountain by $100 a year, $2,100 against $2,200.
They sit in different council areas, so the rates line is set by two different councils. For QLD that figure is the minimum residential general rate for an owner-occupied principal place of residence, a floor rather than a typical bill.
10-year cumulative cost projection
| Year | Camp Mountain cumulative | Enoggera Reservoir cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,109 | $9,481 | $628 |
| Year 3 | $31,246 | $29,305 | $1,941 |
| Year 5 | $53,670 | $50,336 | $3,334 |
| Year 10 | $115,888 | $108,689 | $7,199 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Camp Mountain or Enoggera Reservoir cheaper to live in?
Enoggera Reservoir is cheaper to run by car at $9,481 per year versus $10,109 for Camp Mountain, a difference of $628 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Camp Mountain and Enoggera Reservoir?
Annual council rates for a house are $1,309 in Camp Mountain (Moreton Bay Regional Council) and $950 in Enoggera Reservoir (Brisbane City Council). Water and sewerage adds $2,144 in Camp Mountain and $1,900 in Enoggera Reservoir. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Camp Mountain and Enoggera Reservoir?
Annual driving commute costs are $4,556 from Camp Mountain and $4,431 from Enoggera Reservoir to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Camp Mountain and $192 from Enoggera Reservoir.
What is the 10-year cost difference between Camp Mountain and Enoggera Reservoir?
At 3% annual cost growth, Camp Mountain costs a cumulative $115,888 and Enoggera Reservoir costs $108,689 over 10 years by car. The cumulative difference is $7,199 in favour of Enoggera Reservoir. Excludes purchase price, mortgage, and personal expenses.
Which of Camp Mountain and Enoggera Reservoir suits you better?
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Sources: Moreton Bay Regional Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.