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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Camp Mountain vs Enoggera Reservoir: true annual running costs compared (2026)

Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks

Camp Mountain (Moreton Bay Regional Council) and Enoggera Reservoir (Brisbane City Council) attract comparison from buyers considering suburbs across different council areas at similar distances from Brisbane CBD (16.4 km and 15.8 km).

The verdict
Camp Mountain and Enoggera Reservoir cost about the same to live in

The two sit within $222 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$222difference per year
$2,545over 10 years
waterbiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Camp Mountain

4520 · Moreton Bay Regional Council · 16.4 km from CBD
$11,186
Total annual cost (driving)
Public transport total$6,972
School score8.5/10
Flood & fire riskIn report

Enoggera Reservoir

4520 · Brisbane City Council · 15.8 km from CBD
$10,964
Total annual cost (driving)
Public transport total$6,871
School score8.7/10
Flood & fire riskIn report

Annual cost breakdown

CategoryCamp MountainEnoggera ReservoirDifference
Council rates$1,636$1,579+$57
Water & sewerage$2,144$1,900+$244
Commute (driving)$4,406$4,285+$121
Commute (public transport)$192$192-
Home insurance$3,000$3,200-$200
Body corporate (unit)$2,000$2,000-
Total (driving)$11,186$10,964+$222
Total (public transport)$6,972$6,871+$101

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingCamp MountainEnoggera ReservoirDifference
House$1,976$1,976-
Unit$1,591$1,591-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Camp Mountain vs Enoggera Reservoir (2026-27)

What the numbers show

Camp Mountain and Enoggera Reservoir cost within $222 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,545, making running cost a minor factor in the decision.

The biggest single gap is water and sewerage at $244 per year.

On public transport the two suburbs cost almost the same, $6,972 and $6,871 a year, so the $222 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearCamp Mountain cumulativeEnoggera Reservoir cumulativeDifference
Year 1$11,186$10,964$222
Year 3$34,575$33,889$686
Year 5$59,388$58,209$1,179
Year 10$128,235$125,690$2,545

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Camp Mountain or Enoggera Reservoir cheaper to live in?

    Enoggera Reservoir is cheaper to run by car at $10,964 per year versus $11,186 for Camp Mountain, a difference of $222 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Camp Mountain and Enoggera Reservoir?

    Annual council rates for a house are $1,636 in Camp Mountain (Moreton Bay Regional Council) and $1,579 in Enoggera Reservoir (Brisbane City Council). Water and sewerage adds $2,144 in Camp Mountain and $1,900 in Enoggera Reservoir. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Camp Mountain and Enoggera Reservoir?

    Annual driving commute costs are $4,406 from Camp Mountain and $4,285 from Enoggera Reservoir to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Camp Mountain and $192 from Enoggera Reservoir.

  4. What is the 10-year cost difference between Camp Mountain and Enoggera Reservoir?

    At 3% annual cost growth, Camp Mountain costs a cumulative $128,235 and Enoggera Reservoir costs $125,690 over 10 years by car. The cumulative difference is $2,545 in favour of Enoggera Reservoir. Excludes purchase price, mortgage, and personal expenses.

Which of Camp Mountain and Enoggera Reservoir is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Moreton Bay Regional Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.