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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Carrington Falls vs Upper Kangaroo Valley: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Carrington Falls (Kiama rates (OLG) and Upper Kangaroo Valley (Wingecarribee rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (101.2 km and 101 km).

The verdict
Carrington Falls and Upper Kangaroo Valley cost about the same to live in

The two sit within $67 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$67difference per year
$768over 10 years
waterbiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Carrington Falls

2577 · Kiama rates (OLG · 101.2 km from CBD
$23,507
Total annual cost (driving)
Public transport total$8,307
School score6.6/10
Flood & fire riskIn report

Upper Kangaroo Valley

2577 · Wingecarribee rates (OLG · 101 km from CBD
$23,440
Total annual cost (driving)
Public transport total$8,240
School score6.6/10
Flood & fire riskIn report

Annual cost breakdown

CategoryCarrington FallsUpper Kangaroo ValleyDifference
Council rates$1,959$2,140-$181
Water & sewerage$1,548$1,300+$248
Commute (driving)$17,600$17,600-
Commute (public transport)$2,400$2,400-
Home insurance$2,400$2,400-
Body corporate (unit)$1,800$1,800-
Total (driving)$23,507$23,440+$67
Total (public transport)$8,307$8,240+$67

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingCarrington FallsUpper Kangaroo ValleyDifference
House$2,420$2,420-
Unit$1,920$1,920-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Carrington Falls vs Upper Kangaroo Valley (2026-27)

What the numbers show

Carrington Falls and Upper Kangaroo Valley cost within $67 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $768, making running cost a minor factor in the decision.

The biggest single gap is water and sewerage at $248 per year.

On public transport the two suburbs cost almost the same, $8,307 and $8,240 a year, so the $67 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearCarrington Falls cumulativeUpper Kangaroo Valley cumulativeDifference
Year 1$23,507$23,440$67
Year 3$72,658$72,451$207
Year 5$124,802$124,446$356
Year 10$269,481$268,713$768

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Carrington Falls or Upper Kangaroo Valley cheaper to live in?

    Upper Kangaroo Valley is cheaper to run by car at $23,440 per year versus $23,507 for Carrington Falls, a difference of $67 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Carrington Falls and Upper Kangaroo Valley?

    Annual council rates for a house are $1,959 in Carrington Falls (Kiama rates (OLG) and $2,140 in Upper Kangaroo Valley (Wingecarribee rates (OLG). Water and sewerage adds $1,548 in Carrington Falls and $1,300 in Upper Kangaroo Valley. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Carrington Falls and Upper Kangaroo Valley?

    Annual driving commute costs are $17,600 from Carrington Falls and $17,600 from Upper Kangaroo Valley to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Carrington Falls and $2,400 from Upper Kangaroo Valley.

  4. What is the 10-year cost difference between Carrington Falls and Upper Kangaroo Valley?

    At 3% annual cost growth, Carrington Falls costs a cumulative $269,481 and Upper Kangaroo Valley costs $268,713 over 10 years by car. The cumulative difference is $768 in favour of Upper Kangaroo Valley. Excludes purchase price, mortgage, and personal expenses.

Which of Carrington Falls and Upper Kangaroo Valley is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Kiama rates (OLG and Wingecarribee rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.