Cedarton vs Stanmore: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Cedarton and Stanmore are both Moreton Bay Regional Council suburbs, sitting 71.3 km and 68.6 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $291 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Cedarton
Stanmore
Annual cost breakdown
| Category | Cedarton | Stanmore | Difference |
|---|---|---|---|
| Council rates | $1,636 | $1,636 | - |
| Water & sewerage | $2,144 | $2,144 | - |
| Commute (driving) | $3,012 | $3,303 | -$291 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,900 | $3,900 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $10,692 | $10,983 | -$291 |
| Total (public transport) | $7,872 | $7,872 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Cedarton | Stanmore | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Cedarton vs Stanmore (2026-27)
What the numbers show
Cedarton and Stanmore cost within $291 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $3,336, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $291 per year. Cedarton is 71.3 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,872 and $7,872 a year, so the $291 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Cedarton cumulative | Stanmore cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,692 | $10,983 | $291 |
| Year 3 | $33,048 | $33,947 | $899 |
| Year 5 | $56,765 | $58,310 | $1,545 |
| Year 10 | $122,572 | $125,908 | $3,336 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Cedarton or Stanmore cheaper to live in?
Cedarton is cheaper to run by car at $10,692 per year versus $10,983 for Stanmore, a difference of $291 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Cedarton and Stanmore?
Annual council rates for a house are $1,636 in Cedarton (Moreton Bay Regional Council) and $1,636 in Stanmore (Moreton Bay Regional Council). Water and sewerage adds $2,144 in Cedarton and $2,144 in Stanmore. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Cedarton and Stanmore?
Annual driving commute costs are $3,012 from Cedarton and $3,303 from Stanmore to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Cedarton and $192 from Stanmore.
What is the 10-year cost difference between Cedarton and Stanmore?
At 3% annual cost growth, Cedarton costs a cumulative $122,572 and Stanmore costs $125,908 over 10 years by car. The cumulative difference is $3,336 in favour of Cedarton. Excludes purchase price, mortgage, and personal expenses.
Which of Cedarton and Stanmore is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Moreton Bay Regional Council and Moreton Bay Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.