Claymore vs Eschol Park, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Claymore and Eschol Park are both Campbelltown rates (OLG suburbs, sitting 41.5 km and 41.3 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $252 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $2,900, about $6 a week, and most of it is the AI-estimated insurance line.
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Eschol Park
Annual cost breakdown
| Category | Claymore | Eschol Park | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,497 | $1,497 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,979 | $6,981 | -$2 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,600 | $1,850 | -$250 |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,624 | $11,876 | -$252 |
| Total (public transport) | $7,045 | $7,295 | -$250 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Claymore | Eschol Park | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Claymore vs Eschol Park (2026-27)
What the numbers show
Claymore and Eschol Park differ by $252 a year by car, but $250 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $2, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $250 per year.
On public transport the gap is $250 per year, $7,045 from Claymore versus $7,295 from Eschol Park.
Where the difference actually comes from
- Council rates is identical at $1,497 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Claymore by $2 a year, $6,979 against $6,981.
- Building insurance favours Claymore by $250 a year, $1,600 against $1,850.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated medium in Eschol Park against low in Claymore, which feeds the insurance estimate. The catchment state school scores 5.5 in Eschol Park against 3.6 in Claymore, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Claymore cumulative | Eschol Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,624 | $11,876 | $252 |
| Year 3 | $35,929 | $36,708 | $779 |
| Year 5 | $61,713 | $63,051 | $1,338 |
| Year 10 | $133,256 | $136,145 | $2,889 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Claymore or Eschol Park cheaper to live in?
Neither is named cheaper. Claymore runs $11,624 a year by car and Eschol Park $11,876, but most of the $252 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $2. Source: SuburbCost 2026 data.
What are council rates in Claymore and Eschol Park?
Annual council rates for a house are $1,497 in Claymore (Campbelltown rates (OLG) and $1,497 in Eschol Park (Campbelltown rates (OLG). Water and sewerage adds $1,548 in Claymore and $1,548 in Eschol Park. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Claymore and Eschol Park?
Annual driving commute costs are $6,979 from Claymore and $6,981 from Eschol Park to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Claymore and $2,400 from Eschol Park.
What is the 10-year cost difference between Claymore and Eschol Park?
At 3% annual cost growth, Claymore costs a cumulative $133,256 and Eschol Park costs $136,145 over 10 years by car. The cumulative difference is $2,889 in favour of Claymore. Excludes purchase price, mortgage, and personal expenses.
Which of Claymore and Eschol Park suits you better?
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Sources: Campbelltown rates (OLG and Campbelltown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.