Cleveland vs Ormiston: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Cleveland and Ormiston are both Redland City Council suburbs, sitting 24.9 km and 23.1 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $143 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Cleveland
Ormiston
Annual cost breakdown
| Category | Cleveland | Ormiston | Difference |
|---|---|---|---|
| Council rates | $1,436 | $1,436 | - |
| Water & sewerage | $2,308 | $2,308 | - |
| Commute (driving) | $5,795 | $5,552 | +$243 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,900 | $3,000 | -$100 |
| Body corporate (unit) | $2,800 | $2,800 | - |
| Total (driving) | $12,439 | $12,296 | +$143 |
| Total (public transport) | $6,836 | $6,936 | -$100 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Cleveland | Ormiston | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Cleveland vs Ormiston (2026-27)
What the numbers show
Cleveland and Ormiston cost within $143 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,639, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $243 per year. Cleveland is 24.9 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $6,836 and $6,936 a year, so the $143 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Cleveland cumulative | Ormiston cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,439 | $12,296 | $143 |
| Year 3 | $38,448 | $38,006 | $442 |
| Year 5 | $66,040 | $65,281 | $759 |
| Year 10 | $142,599 | $140,960 | $1,639 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Cleveland or Ormiston cheaper to live in?
Ormiston is cheaper to run by car at $12,296 per year versus $12,439 for Cleveland, a difference of $143 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Cleveland and Ormiston?
Annual council rates for a house are $1,436 in Cleveland (Redland City Council) and $1,436 in Ormiston (Redland City Council). Water and sewerage adds $2,308 in Cleveland and $2,308 in Ormiston. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Cleveland and Ormiston?
Annual driving commute costs are $5,795 from Cleveland and $5,552 from Ormiston to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Cleveland and $192 from Ormiston.
What is the 10-year cost difference between Cleveland and Ormiston?
At 3% annual cost growth, Cleveland costs a cumulative $142,599 and Ormiston costs $140,960 over 10 years by car. The cumulative difference is $1,639 in favour of Ormiston. Excludes purchase price, mortgage, and personal expenses.
Which of Cleveland and Ormiston is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Redland City Council and Redland City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.