Closeburn vs Yugar: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Closeburn and Yugar are both Moreton Bay Regional Council suburbs, sitting 22.4 km and 20.5 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Yugar runs $798 a year cheaper than Closeburn, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $9,148.
Over 10 years, Yugar costs about $9,100 less to run than Closeburn — the same as paying $9,100 less for the home. It's the cost no listing shows you.
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Yugar
Annual cost breakdown
| Category | Closeburn | Yugar | Difference |
|---|---|---|---|
| Council rates | $1,636 | $1,636 | - |
| Water & sewerage | $2,144 | $2,144 | - |
| Commute (driving) | $5,450 | $5,152 | +$298 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,900 | $3,400 | +$500 |
| Body corporate (unit) | $2,500 | $2,000 | +$500 |
| Total (driving) | $13,130 | $12,332 | +$798 |
| Total (public transport) | $7,872 | $7,372 | +$500 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Closeburn | Yugar | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Closeburn vs Yugar (2026-27)
What the numbers show
Yugar costs $798 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $9,148 in favour of Yugar.
The biggest single gap is home insurance at $500 per year. Closeburn carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $500 per year, $7,872 from Closeburn versus $7,372 from Yugar.
10-year cumulative cost projection
| Year | Closeburn cumulative | Yugar cumulative | Difference |
|---|---|---|---|
| Year 1 | $13,130 | $12,332 | $798 |
| Year 3 | $40,584 | $38,117 | $2,467 |
| Year 5 | $69,709 | $65,472 | $4,237 |
| Year 10 | $150,521 | $141,373 | $9,148 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Closeburn or Yugar cheaper to live in?
Yugar is cheaper to run by car at $12,332 per year versus $13,130 for Closeburn, a difference of $798 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Closeburn and Yugar?
Annual council rates for a house are $1,636 in Closeburn (Moreton Bay Regional Council) and $1,636 in Yugar (Moreton Bay Regional Council). Water and sewerage adds $2,144 in Closeburn and $2,144 in Yugar. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Closeburn and Yugar?
Annual driving commute costs are $5,450 from Closeburn and $5,152 from Yugar to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Closeburn and $192 from Yugar.
What is the 10-year cost difference between Closeburn and Yugar?
At 3% annual cost growth, Closeburn costs a cumulative $150,521 and Yugar costs $141,373 over 10 years by car. The cumulative difference is $9,148 in favour of Yugar. Excludes purchase price, mortgage, and personal expenses.
Which of Closeburn and Yugar is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Moreton Bay Regional Council and Moreton Bay Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.