Collingullie vs Currawarna, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Collingullie and Currawarna are both Wagga Wagga rates (OLG suburbs, sitting 27.8 km and 30.8 km from Wagga Wagga CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $280 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years, Collingullie costs about $3,200 less to run than Currawarna. That's about $6 a week.
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Currawarna
Annual cost breakdown
| Category | Collingullie | Currawarna | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,294 | $1,294 | - |
| Water & sewerage Estimated | $1,300 | $1,300 | - |
| Commute (driving) Modelled, 2026-27 | $6,339 | $6,619 | -$280 |
| Commute (public transport) Modelled, 2026-27 | $6,339 | $6,619 | -$280 |
| Home insurance Estimated | $2,850 | $2,850 | - |
| Body corporate (unit) Estimated | $1,500 | $1,500 | - |
| Total (driving) | $11,783 | $12,063 | -$280 |
| Total (public transport) | $11,783 | $12,063 | -$280 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Collingullie | Currawarna | Difference |
|---|---|---|---|
| House | $3,150 | $3,150 | - |
| Unit | $2,611 | $2,611 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Collingullie vs Currawarna (2026-27)
What the numbers show
Collingullie and Currawarna cost within $280 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $3,210, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $280 per year. Currawarna is 30.8 km from Wagga Wagga CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $280 per year, $11,783 from Collingullie versus $12,063 from Currawarna.
Where the difference actually comes from
- Council rates is identical at $1,294 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Collingullie by $280 a year, $6,339 against $6,619.
- Building insurance is identical at $2,850 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Collingullie cumulative | Currawarna cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,783 | $12,063 | $280 |
| Year 3 | $36,420 | $37,286 | $866 |
| Year 5 | $62,558 | $64,044 | $1,486 |
| Year 10 | $135,079 | $138,289 | $3,210 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Collingullie or Currawarna cheaper to live in?
Collingullie is cheaper to run by car at $11,783 per year versus $12,063 for Currawarna, a difference of $280 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Collingullie and Currawarna?
Annual council rates for a house are $1,294 in Collingullie (Wagga Wagga rates (OLG) and $1,294 in Currawarna (Wagga Wagga rates (OLG). Water and sewerage adds $1,300 in Collingullie and $1,300 in Currawarna. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Collingullie and Currawarna?
Annual driving commute costs are $6,339 from Collingullie and $6,619 from Currawarna to Wagga Wagga CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Collingullie and Currawarna?
At 3% annual cost growth, Collingullie costs a cumulative $135,079 and Currawarna costs $138,289 over 10 years by car. The cumulative difference is $3,210 in favour of Collingullie. Excludes purchase price, mortgage, and personal expenses.
Which of Collingullie and Currawarna suits you better?
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Sources: Wagga Wagga rates (OLG and Wagga Wagga rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.