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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Constitution Hill vs Westmead: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Constitution Hill and Westmead are both Parramatta rates (OLG suburbs, sitting 23.4 km and 21.9 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Constitution Hill and Westmead cost about the same to live in

The two sit within $219 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$219difference per year
$2,510over 10 years
the commutebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Constitution Hill

2145 · Parramatta rates (OLG · 23.4 km from CBD
$10,598
Total annual cost (driving)
Public transport total$7,404
School score3.5/10
Flood & fire riskIn report

Westmead

2145 · Parramatta rates (OLG · 21.9 km from CBD
$10,379
Total annual cost (driving)
Public transport total$7,404
School score8.9/10
Flood & fire riskIn report

Annual cost breakdown

CategoryConstitution HillWestmeadDifference
Council rates$1,156$1,156-
Water & sewerage$1,548$1,548-
Commute (driving)$5,594$5,375+$219
Commute (public transport)$2,400$2,400-
Home insurance$2,300$2,300-
Body corporate (unit)$2,300$2,300-
Total (driving)$10,598$10,379+$219
Total (public transport)$7,404$7,404-

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingConstitution HillWestmeadDifference
House$2,420$2,420-
Unit$1,920$1,920-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Constitution Hill vs Westmead (2026-27)

What the numbers show

Constitution Hill and Westmead cost within $219 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,510, making running cost a minor factor in the decision.

The biggest single gap is commute costs at $219 per year. Constitution Hill is 23.4 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.

On public transport the two suburbs cost almost the same, $7,404 and $7,404 a year, so the $219 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearConstitution Hill cumulativeWestmead cumulativeDifference
Year 1$10,598$10,379$219
Year 3$32,757$32,080$677
Year 5$56,266$55,104$1,162
Year 10$121,494$118,984$2,510

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Constitution Hill or Westmead cheaper to live in?

    Westmead is cheaper to run by car at $10,379 per year versus $10,598 for Constitution Hill, a difference of $219 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Constitution Hill and Westmead?

    Annual council rates for a house are $1,156 in Constitution Hill (Parramatta rates (OLG) and $1,156 in Westmead (Parramatta rates (OLG). Water and sewerage adds $1,548 in Constitution Hill and $1,548 in Westmead. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Constitution Hill and Westmead?

    Annual driving commute costs are $5,594 from Constitution Hill and $5,375 from Westmead to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Constitution Hill and $2,400 from Westmead.

  4. What is the 10-year cost difference between Constitution Hill and Westmead?

    At 3% annual cost growth, Constitution Hill costs a cumulative $121,494 and Westmead costs $118,984 over 10 years by car. The cumulative difference is $2,510 in favour of Westmead. Excludes purchase price, mortgage, and personal expenses.

Which of Constitution Hill and Westmead is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Parramatta rates (OLG and Parramatta rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.