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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Corangula vs Mooneba: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Corangula and Mooneba are both Kempsey rates (OLG suburbs, sitting 347.6 km and 344.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Corangula and Mooneba cost about the same to live in

The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$0difference per year
$0over 10 years
council ratesbiggest cost driver
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Corangula

2440 · Kempsey rates (OLG · 347.6 km from CBD
$22,842
Total annual cost (driving)
Public transport total$7,642
School score2.0/10
Flood & fire riskIn report

Mooneba

2440 · Kempsey rates (OLG · 344.5 km from CBD
$22,842
Total annual cost (driving)
Public transport total$7,642
School score3.4/10
Flood & fire riskIn report

Annual cost breakdown

CategoryCorangulaMoonebaDifference
Council rates$1,492$1,492-
Water & sewerage$1,300$1,300-
Commute (driving)$17,600$17,600-
Commute (public transport)$2,400$2,400-
Home insurance$2,450$2,450-
Body corporate (unit)$1,500$1,500-
Total (driving)$22,842$22,842-
Total (public transport)$7,642$7,642-

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingCorangulaMoonebaDifference
House$2,098$2,098-
Unit$1,679$1,679-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Corangula vs Mooneba (2026-27)

What the numbers show

Corangula and Mooneba cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.

The biggest single gap is council rates at $0 per year.

On public transport the two suburbs cost almost the same, $7,642 and $7,642 a year, so the $0 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearCorangula cumulativeMooneba cumulativeDifference
Year 1$22,842$22,842$0
Year 3$70,602$70,602$0
Year 5$121,271$121,271$0
Year 10$261,858$261,858$0

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Corangula or Mooneba cheaper to live in?

    Corangula is cheaper to run by car at $22,842 per year versus $22,842 for Mooneba, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Corangula and Mooneba?

    Annual council rates for a house are $1,492 in Corangula (Kempsey rates (OLG) and $1,492 in Mooneba (Kempsey rates (OLG). Water and sewerage adds $1,300 in Corangula and $1,300 in Mooneba. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Corangula and Mooneba?

    Annual driving commute costs are $17,600 from Corangula and $17,600 from Mooneba to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Corangula and $2,400 from Mooneba.

  4. What is the 10-year cost difference between Corangula and Mooneba?

    At 3% annual cost growth, Corangula costs a cumulative $261,858 and Mooneba costs $261,858 over 10 years by car. The cumulative difference is $0 in favour of Corangula. Excludes purchase price, mortgage, and personal expenses.

Which of Corangula and Mooneba is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Kempsey rates (OLG and Kempsey rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.