Crestmead vs Heritage Park, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Crestmead and Heritage Park are both Logan City Council suburbs, sitting 25 km and 23.9 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Crestmead runs $500 a year cheaper than Heritage Park, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $5,732.
Over 10 years the gap between these two is about $5,700, about $11 a week, and most of it is the AI-estimated insurance line.
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Heritage Park
Annual cost breakdown
| Category | Crestmead | Heritage Park | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,699 | $1,699 | - |
| Water & sewerage Official, 2026-27 | $2,149 | $2,149 | - |
| Commute (driving) Modelled, 2026-27 | $6,006 | $5,856 | +$150 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $1,450 | $2,100 | -$650 |
| Body corporate (unit) Estimated | $2,600 | $2,600 | - |
| Total (driving) | $11,304 | $11,804 | -$500 |
| Total (public transport) | $5,490 | $6,140 | -$650 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Crestmead | Heritage Park | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Crestmead vs Heritage Park (2026-27)
What the numbers show
Crestmead and Heritage Park differ by $500 a year by car, but $650 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $150, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $650 per year.
On public transport the gap is $650 per year, $5,490 from Crestmead versus $6,140 from Heritage Park.
Where the difference actually comes from
- Council rates is identical at $1,699 a year.
- Water and sewerage is identical at $2,149 a year.
- Driving commute favours Heritage Park by $150 a year, $5,856 against $6,006.
- Building insurance favours Crestmead by $650 a year, $1,450 against $2,100.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated high in Heritage Park against medium in Crestmead, which feeds the insurance estimate. The catchment state school scores 5.2 in Heritage Park against 4.1 in Crestmead, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Crestmead cumulative | Heritage Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,304 | $11,804 | $500 |
| Year 3 | $34,940 | $36,485 | $1,545 |
| Year 5 | $60,014 | $62,669 | $2,655 |
| Year 10 | $129,588 | $135,320 | $5,732 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Crestmead or Heritage Park cheaper to live in?
Neither is named cheaper. Crestmead runs $11,304 a year by car and Heritage Park $11,804, but most of the $500 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $150. Source: SuburbCost 2026 data.
What are council rates in Crestmead and Heritage Park?
Annual council rates for a house are $1,699 in Crestmead (Logan City Council) and $1,699 in Heritage Park (Logan City Council). Water and sewerage adds $2,149 in Crestmead and $2,149 in Heritage Park. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Crestmead and Heritage Park?
Annual driving commute costs are $6,006 from Crestmead and $5,856 from Heritage Park to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Crestmead and $192 from Heritage Park.
What is the 10-year cost difference between Crestmead and Heritage Park?
At 3% annual cost growth, Crestmead costs a cumulative $129,588 and Heritage Park costs $135,320 over 10 years by car. The cumulative difference is $5,732 in favour of Crestmead. Excludes purchase price, mortgage, and personal expenses.
Which of Crestmead and Heritage Park suits you better?
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Sources: Logan City Council and Logan City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.