Crestmead vs Heritage Park: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Crestmead and Heritage Park are both Logan City Council suburbs, sitting 25 km and 23.9 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Crestmead runs $705 a year cheaper than Heritage Park, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $8,082.
Over 10 years, Crestmead costs about $8,100 less to run than Heritage Park — the same as paying $8,100 less for the home. It's the cost no listing shows you.
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Heritage Park
Annual cost breakdown
| Category | Crestmead | Heritage Park | Difference |
|---|---|---|---|
| Council rates | $1,816 | $1,816 | - |
| Water & sewerage | $2,149 | $2,149 | - |
| Commute (driving) | $5,808 | $5,663 | +$145 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $1,850 | $2,700 | -$850 |
| Body corporate (unit) | $2,600 | $2,600 | - |
| Total (driving) | $11,623 | $12,328 | -$705 |
| Total (public transport) | $6,007 | $6,857 | -$850 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Crestmead | Heritage Park | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Crestmead vs Heritage Park (2026-27)
What the numbers show
Crestmead costs $705 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $8,082 in favour of Crestmead.
The biggest single gap is home insurance at $850 per year.
On public transport the gap is $850 per year, $6,007 from Crestmead versus $6,857 from Heritage Park.
10-year cumulative cost projection
| Year | Crestmead cumulative | Heritage Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,623 | $12,328 | $705 |
| Year 3 | $35,926 | $38,105 | $2,179 |
| Year 5 | $61,708 | $65,451 | $3,743 |
| Year 10 | $133,245 | $141,327 | $8,082 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Crestmead or Heritage Park cheaper to live in?
Crestmead is cheaper to run by car at $11,623 per year versus $12,328 for Heritage Park, a difference of $705 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Crestmead and Heritage Park?
Annual council rates for a house are $1,816 in Crestmead (Logan City Council) and $1,816 in Heritage Park (Logan City Council). Water and sewerage adds $2,149 in Crestmead and $2,149 in Heritage Park. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Crestmead and Heritage Park?
Annual driving commute costs are $5,808 from Crestmead and $5,663 from Heritage Park to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Crestmead and $192 from Heritage Park.
What is the 10-year cost difference between Crestmead and Heritage Park?
At 3% annual cost growth, Crestmead costs a cumulative $133,245 and Heritage Park costs $141,327 over 10 years by car. The cumulative difference is $8,082 in favour of Crestmead. Excludes purchase price, mortgage, and personal expenses.
Which of Crestmead and Heritage Park is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Logan City Council and Logan City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.