Crestmead vs Logan Reserve, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Crestmead and Logan Reserve are both Logan City Council suburbs, sitting 25 km and 28.7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Crestmead runs $1,075 a year cheaper than Logan Reserve, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $12,323.
Over 10 years the gap between these two is about $12,300, about $24 a week, and most of it is the AI-estimated insurance line.
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Logan Reserve
Annual cost breakdown
| Category | Crestmead | Logan Reserve | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,699 | $1,699 | - |
| Water & sewerage Official, 2026-27 | $2,149 | $2,149 | - |
| Commute (driving) Modelled, 2026-27 | $6,006 | $6,431 | -$425 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $1,450 | $2,100 | -$650 |
| Body corporate (unit) Estimated | $2,600 | $2,200 | +$400 |
| Total (driving) | $11,304 | $12,379 | -$1,075 |
| Total (public transport) | $5,490 | $6,140 | -$650 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Crestmead | Logan Reserve | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Crestmead vs Logan Reserve (2026-27)
What the numbers show
Crestmead and Logan Reserve differ by $1,075 a year by car, but $650 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $425, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $650 per year.
On public transport the gap is $650 per year, $5,490 from Crestmead versus $6,140 from Logan Reserve.
Where the difference actually comes from
- Council rates is identical at $1,699 a year.
- Water and sewerage is identical at $2,149 a year.
- Driving commute favours Crestmead by $425 a year, $6,006 against $6,431.
- Building insurance favours Crestmead by $650 a year, $1,450 against $2,100.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated high in Logan Reserve against medium in Crestmead, which feeds the insurance estimate. The catchment state school scores 5.2 in Logan Reserve against 4.1 in Crestmead, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Crestmead cumulative | Logan Reserve cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,304 | $12,379 | $1,075 |
| Year 3 | $34,940 | $38,262 | $3,322 |
| Year 5 | $60,014 | $65,722 | $5,708 |
| Year 10 | $129,588 | $141,911 | $12,323 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Crestmead or Logan Reserve cheaper to live in?
Neither is named cheaper. Crestmead runs $11,304 a year by car and Logan Reserve $12,379, but most of the $1,075 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $425. Source: SuburbCost 2026 data.
What are council rates in Crestmead and Logan Reserve?
Annual council rates for a house are $1,699 in Crestmead (Logan City Council) and $1,699 in Logan Reserve (Logan City Council). Water and sewerage adds $2,149 in Crestmead and $2,149 in Logan Reserve. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Crestmead and Logan Reserve?
Annual driving commute costs are $6,006 from Crestmead and $6,431 from Logan Reserve to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Crestmead and $192 from Logan Reserve.
What is the 10-year cost difference between Crestmead and Logan Reserve?
At 3% annual cost growth, Crestmead costs a cumulative $129,588 and Logan Reserve costs $141,911 over 10 years by car. The cumulative difference is $12,323 in favour of Crestmead. Excludes purchase price, mortgage, and personal expenses.
Which of Crestmead and Logan Reserve suits you better?
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Sources: Logan City Council and Logan City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.