Crestmead vs Logan Reserve: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Crestmead and Logan Reserve are both Logan City Council suburbs, sitting 25 km and 28.7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Crestmead runs $1,275 a year cheaper than Logan Reserve, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $14,617.
Over 10 years, Crestmead costs about $14,600 less to run than Logan Reserve — the same as paying $14,600 less for the home. It's the cost no listing shows you.
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Logan Reserve
Annual cost breakdown
| Category | Crestmead | Logan Reserve | Difference |
|---|---|---|---|
| Council rates | $1,699 | $1,699 | - |
| Water & sewerage | $2,149 | $2,149 | - |
| Commute (driving) | $6,006 | $6,431 | -$425 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $1,850 | $2,700 | -$850 |
| Body corporate (unit) | $2,600 | $2,200 | +$400 |
| Total (driving) | $11,704 | $12,979 | -$1,275 |
| Total (public transport) | $5,890 | $6,740 | -$850 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Crestmead | Logan Reserve | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Crestmead vs Logan Reserve (2026-27)
What the numbers show
Crestmead costs $1,275 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $14,617 in favour of Crestmead.
The biggest single gap is home insurance at $850 per year.
On public transport the gap is $850 per year, $5,890 from Crestmead versus $6,740 from Logan Reserve.
Where the difference actually comes from
- Council rates is identical at $1,699 a year.
- Water and sewerage is identical at $2,149 a year.
- Driving commute favours Crestmead by $425 a year, $6,006 against $6,431.
- Building insurance favours Crestmead by $850 a year, $1,850 against $2,700.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated high in Logan Reserve against medium in Crestmead, which feeds the insurance estimate. The catchment state school scores 5.2 in Logan Reserve against 4.1 in Crestmead, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Crestmead cumulative | Logan Reserve cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,704 | $12,979 | $1,275 |
| Year 3 | $36,176 | $40,117 | $3,941 |
| Year 5 | $62,138 | $68,907 | $6,769 |
| Year 10 | $134,173 | $148,790 | $14,617 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Crestmead or Logan Reserve cheaper to live in?
Crestmead is cheaper to run by car at $11,704 per year versus $12,979 for Logan Reserve, a difference of $1,275 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Crestmead and Logan Reserve?
Annual council rates for a house are $1,699 in Crestmead (Logan City Council) and $1,699 in Logan Reserve (Logan City Council). Water and sewerage adds $2,149 in Crestmead and $2,149 in Logan Reserve. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Crestmead and Logan Reserve?
Annual driving commute costs are $6,006 from Crestmead and $6,431 from Logan Reserve to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Crestmead and $192 from Logan Reserve.
What is the 10-year cost difference between Crestmead and Logan Reserve?
At 3% annual cost growth, Crestmead costs a cumulative $134,173 and Logan Reserve costs $148,790 over 10 years by car. The cumulative difference is $14,617 in favour of Crestmead. Excludes purchase price, mortgage, and personal expenses.
Which of Crestmead and Logan Reserve is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Logan City Council and Logan City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.