Currans Hill vs Gregory Hills: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Currans Hill and Gregory Hills are both Camden rates (OLG suburbs, sitting 44.4 km and 43.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $30 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Currans Hill
Gregory Hills
Annual cost breakdown
| Category | Currans Hill | Gregory Hills | Difference |
|---|---|---|---|
| Council rates | $1,573 | $1,573 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,677 | $6,707 | -$30 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $1,850 | $1,850 | - |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,648 | $11,678 | -$30 |
| Total (public transport) | $7,371 | $7,371 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Currans Hill | Gregory Hills | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Currans Hill vs Gregory Hills (2026-27)
What the numbers show
Currans Hill and Gregory Hills cost within $30 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $344, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $30 per year. Currans Hill is 44.4 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,371 and $7,371 a year, so the $30 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Currans Hill cumulative | Gregory Hills cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,648 | $11,678 | $30 |
| Year 3 | $36,003 | $36,096 | $93 |
| Year 5 | $61,841 | $62,000 | $159 |
| Year 10 | $133,531 | $133,875 | $344 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Currans Hill or Gregory Hills cheaper to live in?
Currans Hill is cheaper to run by car at $11,648 per year versus $11,678 for Gregory Hills, a difference of $30 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Currans Hill and Gregory Hills?
Annual council rates for a house are $1,573 in Currans Hill (Camden rates (OLG) and $1,573 in Gregory Hills (Camden rates (OLG). Water and sewerage adds $1,548 in Currans Hill and $1,548 in Gregory Hills. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Currans Hill and Gregory Hills?
Annual driving commute costs are $6,677 from Currans Hill and $6,707 from Gregory Hills to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Currans Hill and $2,400 from Gregory Hills.
What is the 10-year cost difference between Currans Hill and Gregory Hills?
At 3% annual cost growth, Currans Hill costs a cumulative $133,531 and Gregory Hills costs $133,875 over 10 years by car. The cumulative difference is $344 in favour of Currans Hill. Excludes purchase price, mortgage, and personal expenses.
Which of Currans Hill and Gregory Hills is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Camden rates (OLG and Camden rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.