D'Aguilar vs Woodford: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
D'Aguilar and Woodford are both Moreton Bay Regional Council suburbs, sitting 58.4 km and 62.3 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Woodford runs $970 a year cheaper than D'Aguilar, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $11,120.
Over 10 years, Woodford costs about $11,100 less to run than D'Aguilar — the same as paying $11,100 less for the home. It's the cost no listing shows you.
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Woodford
Annual cost breakdown
| Category | D'Aguilar | Woodford | Difference |
|---|---|---|---|
| Council rates | $1,636 | $1,636 | - |
| Water & sewerage | $2,144 | $2,144 | - |
| Commute (driving) | $5,328 | $4,658 | +$670 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,200 | $2,900 | +$300 |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $12,308 | $11,338 | +$970 |
| Total (public transport) | $7,172 | $6,872 | +$300 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | D'Aguilar | Woodford | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — D'Aguilar vs Woodford (2026-27)
What the numbers show
Woodford costs $970 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $11,120 in favour of Woodford.
The biggest single gap is commute costs at $670 per year. Woodford is 62.3 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the gap is $300 per year, $7,172 from D'Aguilar versus $6,872 from Woodford.
10-year cumulative cost projection
| Year | D'Aguilar cumulative | Woodford cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,308 | $11,338 | $970 |
| Year 3 | $38,043 | $35,045 | $2,998 |
| Year 5 | $65,345 | $60,195 | $5,150 |
| Year 10 | $141,097 | $129,977 | $11,120 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is D'Aguilar or Woodford cheaper to live in?
Woodford is cheaper to run by car at $11,338 per year versus $12,308 for D'Aguilar, a difference of $970 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in D'Aguilar and Woodford?
Annual council rates for a house are $1,636 in D'Aguilar (Moreton Bay Regional Council) and $1,636 in Woodford (Moreton Bay Regional Council). Water and sewerage adds $2,144 in D'Aguilar and $2,144 in Woodford. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between D'Aguilar and Woodford?
Annual driving commute costs are $5,328 from D'Aguilar and $4,658 from Woodford to Brisbane CBD (ATO 88c/km). Public transport costs $192 from D'Aguilar and $192 from Woodford.
What is the 10-year cost difference between D'Aguilar and Woodford?
At 3% annual cost growth, D'Aguilar costs a cumulative $141,097 and Woodford costs $129,977 over 10 years by car. The cumulative difference is $11,120 in favour of Woodford. Excludes purchase price, mortgage, and personal expenses.
Which of D'Aguilar and Woodford is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Moreton Bay Regional Council and Moreton Bay Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.