D'Aguilar vs Woodford, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
D'Aguilar and Woodford are both Moreton Bay Regional Council suburbs, sitting 58.4 km and 62.3 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Woodford runs $893 a year cheaper than D'Aguilar, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $10,237.
Over 10 years, Woodford costs about $10,200 less to run than D'Aguilar. That's about $20 a week.
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Woodford
Annual cost breakdown
| Category | D'Aguilar | Woodford | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,309 | $1,309 | - |
| Water & sewerage Official, 2026-27 | $2,144 | $2,144 | - |
| Commute (driving) Modelled, 2026-27 | $5,510 | $4,817 | +$693 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,200 | $2,000 | +$200 |
| Body corporate (unit) Estimated | $1,800 | $1,800 | - |
| Total (driving) | $11,163 | $10,270 | +$893 |
| Total (public transport) | $5,845 | $5,645 | +$200 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | D'Aguilar | Woodford | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, D'Aguilar vs Woodford (2026-27)
What the numbers show
Woodford costs $893 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $10,237 in favour of Woodford.
The biggest single gap is commute costs at $693 per year. Woodford is 62.3 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $200 per year, $5,845 from D'Aguilar versus $5,645 from Woodford.
Where the difference actually comes from
- Council rates is identical at $1,309 a year.
- Water and sewerage is identical at $2,144 a year.
- Driving commute favours Woodford by $693 a year, $4,817 against $5,510.
- Building insurance favours Woodford by $200 a year, $2,000 against $2,200.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | D'Aguilar cumulative | Woodford cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,163 | $10,270 | $893 |
| Year 3 | $34,504 | $31,744 | $2,760 |
| Year 5 | $59,266 | $54,525 | $4,741 |
| Year 10 | $127,971 | $117,734 | $10,237 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is D'Aguilar or Woodford cheaper to live in?
Woodford is cheaper to run by car at $10,270 per year versus $11,163 for D'Aguilar, a difference of $893 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in D'Aguilar and Woodford?
Annual council rates for a house are $1,309 in D'Aguilar (Moreton Bay Regional Council) and $1,309 in Woodford (Moreton Bay Regional Council). Water and sewerage adds $2,144 in D'Aguilar and $2,144 in Woodford. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between D'Aguilar and Woodford?
Annual driving commute costs are $5,510 from D'Aguilar and $4,817 from Woodford to Brisbane CBD (ATO 91c/km). Public transport costs $192 from D'Aguilar and $192 from Woodford.
What is the 10-year cost difference between D'Aguilar and Woodford?
At 3% annual cost growth, D'Aguilar costs a cumulative $127,971 and Woodford costs $117,734 over 10 years by car. The cumulative difference is $10,237 in favour of Woodford. Excludes purchase price, mortgage, and personal expenses.
Which of D'Aguilar and Woodford suits you better?
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Sources: Moreton Bay Regional Council and Moreton Bay Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.