Darlington vs Singleton: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Darlington and Singleton are both Singleton rates (OLG suburbs, sitting 145.6 km and 144.8 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Darlington
Singleton
Annual cost breakdown
| Category | Darlington | Singleton | Difference |
|---|---|---|---|
| Council rates | $1,341 | $1,341 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,150 | $2,150 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $22,391 | $22,391 | - |
| Total (public transport) | $7,191 | $7,191 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Darlington | Singleton | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Darlington vs Singleton (2026-27)
What the numbers show
Darlington and Singleton cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $7,191 and $7,191 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Darlington cumulative | Singleton cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,391 | $22,391 | $0 |
| Year 3 | $69,208 | $69,208 | $0 |
| Year 5 | $118,877 | $118,877 | $0 |
| Year 10 | $256,688 | $256,688 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Darlington or Singleton cheaper to live in?
Darlington is cheaper to run by car at $22,391 per year versus $22,391 for Singleton, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Darlington and Singleton?
Annual council rates for a house are $1,341 in Darlington (Singleton rates (OLG) and $1,341 in Singleton (Singleton rates (OLG). Water and sewerage adds $1,300 in Darlington and $1,300 in Singleton. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Darlington and Singleton?
Annual driving commute costs are $17,600 from Darlington and $17,600 from Singleton to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Darlington and $2,400 from Singleton.
What is the 10-year cost difference between Darlington and Singleton?
At 3% annual cost growth, Darlington costs a cumulative $256,688 and Singleton costs $256,688 over 10 years by car. The cumulative difference is $0 in favour of Darlington. Excludes purchase price, mortgage, and personal expenses.
Which of Darlington and Singleton is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Singleton rates (OLG and Singleton rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.