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True annual cost of living in Singleton, NSW 2330

Living in a house in Singleton costs about $22,991 a year: council rates, water and sewerage, commute and home insurance combined. Singleton sits more than 100 kilometres from Sydney CBD. Unit costs reach $23,131, with the $1,800 body corporate levy accounting for the entire difference between the two. Driving is costed as a flat regional allowance of $18,200, about 20,000km of household driving a year, because a daily CBD commute is not realistic from here.

Last updated July 2026 · Singleton Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Singleton average, cheaper than 64% of suburbs in the region.
The commute is the biggest expense at $18,200, roughly 79% of the annual total.
The nearest state school scores 3.5/10 (ACARA ICSEA), below average for New South Wales.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$22,991
Driving · per year
$1,916/month
Unit annual cost
$23,131
Incl. body corporate
$1,928/month
House vs unit difference
+$140
Unit costs more per year

Annual cost breakdown

Council rates
Singleton rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,341
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
Regional driving allowance · ATO 91c/km · 20,000km a year
$18,200
Home insurance
Estimated · flood Medium · fire Low
$2,150
Total annual running cost
$22,991
($1,916/month)
Near Singleton average
SuburbCost affordability score ●●●○○ 5.7/10 Average
Cheaper to run than 64% of Singleton suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,615/yr
6,060 kWh
Unit
$2,113/yr
4,545 kWh
Estimated from AER residential benchmarks for Singleton's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Singleton

within a 2 km walk
Nearest stop
Singleton, 1,084 m away, about a 14 minute walk. It is a train stop.
Nearest hospital
Singleton Hospital, 954 m away, about a 12 minute walk.
Supermarkets
4
Cafes
3
Parks
21
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Singleton

How is driving costed for Singleton?

Singleton is more than 100 kilometres from Sydney CBD, so a daily commute is not assumed. Driving is costed as a flat regional allowance of $18,200 a year, about 20,000km of household driving at the ATO rate of 91c/km. Add your own workplace in the free report to cost the real drive.

What are the council rates in Singleton?

Singleton falls under Singleton Council. The average residential rate for 2026-27 is $1,341 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,341 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Singleton?

Running a unit in Singleton costs approximately $23,131 per year by car or $7,331 by public transport. This includes council rates of $1,341, water and sewerage $1,300, estimated body corporate levy of $1,800, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Singleton close to public transport?

The nearest scheduled service to the centre of Singleton is Singleton, a train stop about 1,084 m away, about a 14 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Singleton?

The closest hospital to the centre of Singleton is Singleton Hospital, about 954 m away, about a 12 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Singleton?

Within a 2 km walk of the centre of Singleton there are 4 supermarkets, 3 cafes and 21 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Singleton rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.