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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Dean Park vs Glendenning, true annual running costs compared 2026

Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks

Dean Park and Glendenning are both Blacktown City Council rates (IPART approved SRV, 11.54% adopted for suburbs, sitting 35 km and 34.9 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Glendenning is the cheaper suburb to live in

Glendenning runs $454 a year cheaper than Dean Park, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $5,204.

$454difference per year
$5,204over 10 years
home insurancebiggest cost driver

Over 10 years the gap between these two is about $5,200, about $10 a week, and most of it is the AI-estimated insurance line.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan → Neither quite right? Find the Sydney suburbs that fit your budget →

Dean Park

2761 · Blacktown City Council rates (IPART approved SRV, 11.54% adopted for · 35 km from CBD
$12,088
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$7,608
School score5.9/10
Flood & fire riskIn report

Glendenning

2761 · Blacktown City Council rates (IPART approved SRV, 11.54% adopted for · 34.9 km from CBD
$11,634
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$7,158
School score3.9/10
Flood & fire riskIn report

Annual cost breakdown

CategoryDean ParkGlendenningDifference
Council rates Official, 2026-27$1,360$1,360-
Water & sewerage Official, 2026-27$1,548$1,548-
Commute (driving) Modelled, 2026-27$6,880$6,876+$4
Commute (public transport) Modelled, 2026-27$2,400$2,400-
Home insurance Estimated$2,300$1,850+$450
Body corporate (unit) Estimated$2,100$2,100-
Total (driving)$12,088$11,634+$454
Total (public transport)$7,608$7,158+$450

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingDean ParkGlendenningDifference
House$2,720$2,720-
Unit$2,209$2,209-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Dean Park vs Glendenning (2026-27)

What the numbers show

Dean Park and Glendenning differ by $454 a year by car, but $450 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $4, so neither suburb is named cheaper here.

The biggest single gap is home insurance at $450 per year. Dean Park carries medium flood risk, which pushes estimated premiums higher.

On public transport the gap is $450 per year, $7,608 from Dean Park versus $7,158 from Glendenning.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

Flood risk is rated medium in Dean Park against low in Glendenning, which feeds the insurance estimate. The catchment state school scores 5.9 in Dean Park against 3.9 in Glendenning, on ACARA's ICSEA percentile scaled to ten.

10-year cumulative cost projection

YearDean Park cumulativeGlendenning cumulativeDifference
Year 1$12,088$11,634$454
Year 3$37,363$35,960$1,403
Year 5$64,177$61,766$2,411
Year 10$138,575$133,371$5,204

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Dean Park or Glendenning cheaper to live in?

    Neither is named cheaper. Dean Park runs $12,088 a year by car and Glendenning $11,634, but most of the $454 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $4. Source: SuburbCost 2026 data.

  2. What are council rates in Dean Park and Glendenning?

    Annual council rates for a house are $1,360 in Dean Park (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) and $1,360 in Glendenning (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for). Water and sewerage adds $1,548 in Dean Park and $1,548 in Glendenning. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Dean Park and Glendenning?

    Annual driving commute costs are $6,880 from Dean Park and $6,876 from Glendenning to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Dean Park and $2,400 from Glendenning.

  4. What is the 10-year cost difference between Dean Park and Glendenning?

    At 3% annual cost growth, Dean Park costs a cumulative $138,575 and Glendenning costs $133,371 over 10 years by car. The cumulative difference is $5,204 in favour of Glendenning. Excludes purchase price, mortgage, and personal expenses.

Which of Dean Park and Glendenning suits you better?

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Sources: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for and Blacktown City Council rates (IPART approved SRV, 11.54% adopted for rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.