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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Donnybrook vs Toorbul, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Donnybrook and Toorbul are both Moreton Bay Regional Council suburbs, sitting 51.8 km and 47.9 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Donnybrook is the cheaper suburb to live in

Donnybrook runs $336 a year cheaper than Toorbul, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $3,852.

$336difference per year
$3,852over 10 years
the commutebiggest cost driver

Over 10 years, Donnybrook costs about $3,900 less to run than Toorbul. That's about $7 a week.

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Donnybrook

4510 · Moreton Bay Regional Council · 51.8 km from CBD
$12,183
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,995
School score5.9/10
Flood & fire riskIn report

Toorbul

4510 · Moreton Bay Regional Council · 47.9 km from CBD
$12,519
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,995
School score5.9/10
Flood & fire riskIn report

Annual cost breakdown

CategoryDonnybrookToorbulDifference
Council rates Official, 2026-27$1,309$1,309-
Water & sewerage Official, 2026-27$2,144$2,144-
Commute (driving) Modelled, 2026-27$6,380$6,716-$336
Commute (public transport) Modelled, 2026-27$192$192-
Home insurance Estimated$2,350$2,350-
Body corporate (unit) Estimated$1,800$1,800-
Total (driving)$12,183$12,519-$336
Total (public transport)$5,995$5,995-

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingDonnybrookToorbulDifference
House$2,135$2,135-
Unit$1,776$1,776-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Donnybrook vs Toorbul (2026-27)

What the numbers show

Donnybrook costs $336 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,852 in favour of Donnybrook.

The biggest single gap is commute costs at $336 per year. Donnybrook is 51.8 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.

On public transport the two suburbs cost almost the same, $5,995 and $5,995 a year, so the $336 driving gap nearly closes if you commute by public transport.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.

10-year cumulative cost projection

YearDonnybrook cumulativeToorbul cumulativeDifference
Year 1$12,183$12,519$336
Year 3$37,656$38,695$1,039
Year 5$64,681$66,465$1,784
Year 10$139,664$143,516$3,852

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Donnybrook or Toorbul cheaper to live in?

    Donnybrook is cheaper to run by car at $12,183 per year versus $12,519 for Toorbul, a difference of $336 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Donnybrook and Toorbul?

    Annual council rates for a house are $1,309 in Donnybrook (Moreton Bay Regional Council) and $1,309 in Toorbul (Moreton Bay Regional Council). Water and sewerage adds $2,144 in Donnybrook and $2,144 in Toorbul. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Donnybrook and Toorbul?

    Annual driving commute costs are $6,380 from Donnybrook and $6,716 from Toorbul to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Donnybrook and $192 from Toorbul.

  4. What is the 10-year cost difference between Donnybrook and Toorbul?

    At 3% annual cost growth, Donnybrook costs a cumulative $139,664 and Toorbul costs $143,516 over 10 years by car. The cumulative difference is $3,852 in favour of Donnybrook. Excludes purchase price, mortgage, and personal expenses.

Which of Donnybrook and Toorbul suits you better?

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Sources: Moreton Bay Regional Council and Moreton Bay Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.