Dundas vs Telopea, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Dundas and Telopea are both Parramatta rates (OLG suburbs, sitting 17.3 km and 17.7 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $271 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $3,100, about $6 a week, and most of it is the AI-estimated insurance line.
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Telopea
Annual cost breakdown
| Category | Dundas | Telopea | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,156 | $1,156 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $4,738 | $4,817 | -$79 |
| Commute (public transport) Modelled, 2026-27 | $2,386 | $2,386 | - |
| Home insurance Estimated | $1,850 | $1,500 | +$350 |
| Body corporate (unit) Estimated | $2,300 | $2,300 | - |
| Total (driving) | $9,292 | $9,021 | +$271 |
| Total (public transport) | $6,940 | $6,590 | +$350 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Dundas | Telopea | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Dundas vs Telopea (2026-27)
What the numbers show
Dundas and Telopea differ by $271 a year by car, but $350 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $79, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $350 per year. Dundas carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $350 per year, $6,940 from Dundas versus $6,590 from Telopea.
Where the difference actually comes from
- Council rates is identical at $1,156 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Dundas by $79 a year, $4,738 against $4,817.
- Building insurance favours Telopea by $350 a year, $1,500 against $1,850.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Dundas against low in Telopea, which feeds the insurance estimate. The catchment state school scores 7.8 in Dundas against 5.8 in Telopea, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Dundas cumulative | Telopea cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,292 | $9,021 | $271 |
| Year 3 | $28,721 | $27,883 | $838 |
| Year 5 | $49,332 | $47,894 | $1,438 |
| Year 10 | $106,522 | $103,416 | $3,106 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Dundas or Telopea cheaper to live in?
Neither is named cheaper. Dundas runs $9,292 a year by car and Telopea $9,021, but most of the $271 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $79. Source: SuburbCost 2026 data.
What are council rates in Dundas and Telopea?
Annual council rates for a house are $1,156 in Dundas (Parramatta rates (OLG) and $1,156 in Telopea (Parramatta rates (OLG). Water and sewerage adds $1,548 in Dundas and $1,548 in Telopea. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Dundas and Telopea?
Annual driving commute costs are $4,738 from Dundas and $4,817 from Telopea to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Dundas and $2,386 from Telopea.
What is the 10-year cost difference between Dundas and Telopea?
At 3% annual cost growth, Dundas costs a cumulative $106,522 and Telopea costs $103,416 over 10 years by car. The cumulative difference is $3,106 in favour of Telopea. Excludes purchase price, mortgage, and personal expenses.
Which of Dundas and Telopea suits you better?
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Sources: Parramatta rates (OLG and Parramatta rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.