East Kangaloon vs Mount Murray: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
East Kangaloon and Mount Murray are both Wingecarribee rates (OLG suburbs, sitting 91.1 km and 92.6 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $63 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →East Kangaloon
Mount Murray
Annual cost breakdown
| Category | East Kangaloon | Mount Murray | Difference |
|---|---|---|---|
| Council rates | $2,140 | $2,140 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $3,848 | $3,911 | -$63 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,400 | $2,400 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $9,688 | $9,751 | -$63 |
| Total (public transport) | $8,240 | $8,240 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | East Kangaloon | Mount Murray | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — East Kangaloon vs Mount Murray (2026-27)
What the numbers show
East Kangaloon and Mount Murray cost within $63 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $722, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $63 per year. Mount Murray is 92.6 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $8,240 and $8,240 a year, so the $63 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | East Kangaloon cumulative | Mount Murray cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,688 | $9,751 | $63 |
| Year 3 | $29,945 | $30,139 | $194 |
| Year 5 | $51,435 | $51,769 | $334 |
| Year 10 | $111,062 | $111,784 | $722 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is East Kangaloon or Mount Murray cheaper to live in?
East Kangaloon is cheaper to run by car at $9,688 per year versus $9,751 for Mount Murray, a difference of $63 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in East Kangaloon and Mount Murray?
Annual council rates for a house are $2,140 in East Kangaloon (Wingecarribee rates (OLG) and $2,140 in Mount Murray (Wingecarribee rates (OLG). Water and sewerage adds $1,300 in East Kangaloon and $1,300 in Mount Murray. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between East Kangaloon and Mount Murray?
Annual driving commute costs are $3,848 from East Kangaloon and $3,911 from Mount Murray to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from East Kangaloon and $2,400 from Mount Murray.
What is the 10-year cost difference between East Kangaloon and Mount Murray?
At 3% annual cost growth, East Kangaloon costs a cumulative $111,062 and Mount Murray costs $111,784 over 10 years by car. The cumulative difference is $722 in favour of East Kangaloon. Excludes purchase price, mortgage, and personal expenses.
Which of East Kangaloon and Mount Murray is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Wingecarribee rates (OLG and Wingecarribee rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.