Eastgardens vs Pagewood: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Eastgardens and Pagewood are both Bayside rates (OLG suburbs, sitting 8.8 km and 7.7 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $295 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Eastgardens
Pagewood
Annual cost breakdown
| Category | Eastgardens | Pagewood | Difference |
|---|---|---|---|
| Council rates | $1,265 | $1,265 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $2,647 | $2,352 | +$295 |
| Commute (public transport) | $1,920 | $1,920 | - |
| Home insurance | $2,300 | $2,300 | - |
| Body corporate (unit) | $2,600 | $2,600 | - |
| Total (driving) | $7,760 | $7,465 | +$295 |
| Total (public transport) | $7,033 | $7,033 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Eastgardens | Pagewood | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Eastgardens vs Pagewood (2026-27)
What the numbers show
Eastgardens and Pagewood cost within $295 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $3,382, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $295 per year. Eastgardens is 8.8 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,033 and $7,033 a year, so the $295 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Eastgardens cumulative | Pagewood cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,760 | $7,465 | $295 |
| Year 3 | $23,985 | $23,074 | $911 |
| Year 5 | $41,199 | $39,633 | $1,566 |
| Year 10 | $88,960 | $85,578 | $3,382 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Eastgardens or Pagewood cheaper to live in?
Pagewood is cheaper to run by car at $7,465 per year versus $7,760 for Eastgardens, a difference of $295 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Eastgardens and Pagewood?
Annual council rates for a house are $1,265 in Eastgardens (Bayside rates (OLG) and $1,265 in Pagewood (Bayside rates (OLG). Water and sewerage adds $1,548 in Eastgardens and $1,548 in Pagewood. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Eastgardens and Pagewood?
Annual driving commute costs are $2,647 from Eastgardens and $2,352 from Pagewood to Sydney CBD (ATO 88c/km). Public transport costs $1,920 from Eastgardens and $1,920 from Pagewood.
What is the 10-year cost difference between Eastgardens and Pagewood?
At 3% annual cost growth, Eastgardens costs a cumulative $88,960 and Pagewood costs $85,578 over 10 years by car. The cumulative difference is $3,382 in favour of Pagewood. Excludes purchase price, mortgage, and personal expenses.
Which of Eastgardens and Pagewood is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Bayside rates (OLG and Bayside rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.