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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Edmondson Park vs Horningsea Park, true annual running costs compared 2026

Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks

Edmondson Park and Horningsea Park are both Liverpool rates (OLG suburbs, sitting 34.5 km and 34.8 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Edmondson Park and Horningsea Park cost about the same to live in

The two sit within $86 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.

$86difference per year
$986over 10 years
home insurancebiggest cost driver

Over 10 years these two cost about the same to run.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan → Neither quite right? Find the Sydney suburbs that fit your budget →

Edmondson Park

2174 · Liverpool rates (OLG · 34.5 km from CBD
$11,481
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$7,024
School score7.9/10
Flood & fire riskIn report

Horningsea Park

2171 · Liverpool rates (OLG · 34.8 km from CBD
$11,395
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$6,924
School score6.3/10
Flood & fire riskIn report

Annual cost breakdown

CategoryEdmondson ParkHorningsea ParkDifference
Council rates Official, 2026-27$1,376$1,376-
Water & sewerage Official, 2026-27$1,548$1,548-
Commute (driving) Modelled, 2026-27$6,857$6,871-$14
Commute (public transport) Modelled, 2026-27$2,400$2,400-
Home insurance Estimated$1,700$1,600+$100
Body corporate (unit) Estimated$2,100$2,100-
Total (driving)$11,481$11,395+$86
Total (public transport)$7,024$6,924+$100

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingEdmondson ParkHorningsea ParkDifference
House$2,720$2,720-
Unit$2,209$2,209-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Edmondson Park vs Horningsea Park (2026-27)

What the numbers show

Edmondson Park and Horningsea Park cost within $86 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $986, making running cost a minor factor in the decision.

The biggest single gap is home insurance at $100 per year.

On public transport the two suburbs cost almost the same, $7,024 and $6,924 a year, so the $86 driving gap nearly closes if you commute by public transport.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

Fire risk is rated medium in Edmondson Park against low in Horningsea Park, which feeds the insurance estimate. The catchment state school scores 7.9 in Edmondson Park against 6.3 in Horningsea Park, on ACARA's ICSEA percentile scaled to ten.

10-year cumulative cost projection

YearEdmondson Park cumulativeHorningsea Park cumulativeDifference
Year 1$11,481$11,395$86
Year 3$35,487$35,221$266
Year 5$60,954$60,498$456
Year 10$131,617$130,631$986

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Edmondson Park or Horningsea Park cheaper to live in?

    Horningsea Park is cheaper to run by car at $11,395 per year versus $11,481 for Edmondson Park, a difference of $86 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Edmondson Park and Horningsea Park?

    Annual council rates for a house are $1,376 in Edmondson Park (Liverpool rates (OLG) and $1,376 in Horningsea Park (Liverpool rates (OLG). Water and sewerage adds $1,548 in Edmondson Park and $1,548 in Horningsea Park. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Edmondson Park and Horningsea Park?

    Annual driving commute costs are $6,857 from Edmondson Park and $6,871 from Horningsea Park to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Edmondson Park and $2,400 from Horningsea Park.

  4. What is the 10-year cost difference between Edmondson Park and Horningsea Park?

    At 3% annual cost growth, Edmondson Park costs a cumulative $131,617 and Horningsea Park costs $130,631 over 10 years by car. The cumulative difference is $986 in favour of Horningsea Park. Excludes purchase price, mortgage, and personal expenses.

Which of Edmondson Park and Horningsea Park suits you better?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Sources: Liverpool rates (OLG and Liverpool rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.