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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Ellinjaa vs Millaa Millaa: true annual running costs compared (2026)

Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks

Ellinjaa and Millaa Millaa are both Cairns Regional Council suburbs, sitting 66.6 km and 66.6 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Ellinjaa and Millaa Millaa cost about the same to live in

The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$0difference per year
$0over 10 years
council ratesbiggest cost driver
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Ellinjaa

4886 · Cairns Regional Council · 66.6 km from CBD
$13,200
Total annual cost (driving)
Public transport total$9,622
School score2.8/10
Flood & fire riskIn report

Millaa Millaa

4886 · Cairns Regional Council · 66.6 km from CBD
$13,200
Total annual cost (driving)
Public transport total$9,622
School score2.8/10
Flood & fire riskIn report

Annual cost breakdown

CategoryEllinjaaMillaa MillaaDifference
Council rates$1,165$1,165-
Water & sewerage$1,765$1,765-
Commute (driving)$3,770$3,770-
Commute (public transport)$192$192-
Home insurance$6,500$6,500-
Body corporate (unit)$1,400$1,400-
Total (driving)$13,200$13,200-
Total (public transport)$9,622$9,622-

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingEllinjaaMillaa MillaaDifference
House$2,218$2,218-
Unit$1,773$1,773-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Ellinjaa vs Millaa Millaa (2026-27)

What the numbers show

Ellinjaa and Millaa Millaa cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.

The biggest single gap is council rates at $0 per year.

On public transport the two suburbs cost almost the same, $9,622 and $9,622 a year, so the $0 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearEllinjaa cumulativeMillaa Millaa cumulativeDifference
Year 1$13,200$13,200$0
Year 3$40,800$40,800$0
Year 5$70,081$70,081$0
Year 10$151,323$151,323$0

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Ellinjaa or Millaa Millaa cheaper to live in?

    Ellinjaa is cheaper to run by car at $13,200 per year versus $13,200 for Millaa Millaa, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Ellinjaa and Millaa Millaa?

    Annual council rates for a house are $1,165 in Ellinjaa (Cairns Regional Council) and $1,165 in Millaa Millaa (Cairns Regional Council). Water and sewerage adds $1,765 in Ellinjaa and $1,765 in Millaa Millaa. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Ellinjaa and Millaa Millaa?

    Annual driving commute costs are $3,770 from Ellinjaa and $3,770 from Millaa Millaa to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Ellinjaa and $192 from Millaa Millaa.

  4. What is the 10-year cost difference between Ellinjaa and Millaa Millaa?

    At 3% annual cost growth, Ellinjaa costs a cumulative $151,323 and Millaa Millaa costs $151,323 over 10 years by car. The cumulative difference is $0 in favour of Ellinjaa. Excludes purchase price, mortgage, and personal expenses.

Which of Ellinjaa and Millaa Millaa is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Cairns Regional Council and Cairns Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.