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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Ellinjaa vs Mungalli, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Ellinjaa and Mungalli are both Tablelands Regional Council suburbs, sitting 66.6 km and 70.4 km from Cairns CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Mungalli is the cheaper suburb to live in

Mungalli runs $824 a year cheaper than Ellinjaa, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $9,446.

$824difference per year
$9,446over 10 years
the commutebiggest cost driver

Over 10 years, Mungalli costs about $9,400 less to run than Ellinjaa. That's about $18 a week.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →

Ellinjaa

4886 · Tablelands Regional Council · 66.6 km from CBD
$9,303
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$9,303
School score2.8/10
Flood & fire riskIn report

Mungalli

4886 · Tablelands Regional Council · 70.4 km from CBD
$8,479
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$8,479
School score2.8/10
Flood & fire riskIn report

Annual cost breakdown

CategoryEllinjaaMungalliDifference
Council rates Official, 2026-27$1,189$1,189-
Water & sewerage Estimated stand-in$1,765$1,765-
Commute (driving) Modelled, 2026-27$3,899$3,075+$824
Commute (public transport) Modelled, 2026-27$3,899$3,075+$824
Home insurance Estimated$2,450$2,450-
Body corporate (unit) Estimated$1,400$1,500-$100
Total (driving)$9,303$8,479+$824
Total (public transport)$9,303$8,479+$824

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Ellinjaa's water charge is Cairns Regional Council Water & Sewerage's, standing in until its own council's schedule is loaded. Mungalli's water charge is Cairns Regional Council Water & Sewerage's, standing in until its own council's schedule is loaded. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingEllinjaaMungalliDifference
House$2,373$2,373-
Unit$1,945$1,945-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Ellinjaa vs Mungalli (2026-27)

What the numbers show

Mungalli costs $824 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $9,446 in favour of Mungalli.

The biggest single gap is commute costs at $824 per year. Mungalli is 70.4 km from Cairns CBD, which drives higher annual driving costs at the ATO rate of 91c/km.

On public transport the gap is $824 per year, $9,303 from Ellinjaa versus $8,479 from Mungalli.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.

10-year cumulative cost projection

YearEllinjaa cumulativeMungalli cumulativeDifference
Year 1$9,303$8,479$824
Year 3$28,755$26,208$2,547
Year 5$49,391$45,016$4,375
Year 10$106,648$97,202$9,446

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Ellinjaa or Mungalli cheaper to live in?

    Mungalli is cheaper to run by car at $8,479 per year versus $9,303 for Ellinjaa, a difference of $824 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Ellinjaa and Mungalli?

    Annual council rates for a house are $1,189 in Ellinjaa (Tablelands Regional Council) and $1,189 in Mungalli (Tablelands Regional Council). Water and sewerage adds $1,765 in Ellinjaa and $1,765 in Mungalli. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Ellinjaa and Mungalli?

    Annual driving commute costs are $3,899 from Ellinjaa and $3,075 from Mungalli to Cairns CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.

  4. What is the 10-year cost difference between Ellinjaa and Mungalli?

    At 3% annual cost growth, Ellinjaa costs a cumulative $106,648 and Mungalli costs $97,202 over 10 years by car. The cumulative difference is $9,446 in favour of Mungalli. Excludes purchase price, mortgage, and personal expenses.

Which of Ellinjaa and Mungalli suits you better?

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Related comparisons

Sources: Tablelands Regional Council and Tablelands Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.