Euberta vs Yarragundry, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Euberta and Yarragundry are both Wagga Wagga rates (OLG suburbs, sitting 14.6 km and 11.4 km from Wagga Wagga CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Yarragundry runs $755 a year cheaper than Euberta, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $8,655.
Over 10 years, Yarragundry costs about $8,700 less to run than Euberta. That's about $17 a week.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →Euberta
Yarragundry
Annual cost breakdown
| Category | Euberta | Yarragundry | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,294 | $1,294 | - |
| Water & sewerage Estimated | $1,300 | $1,300 | - |
| Commute (driving) Modelled, 2026-27 | $4,171 | $3,416 | +$755 |
| Commute (public transport) Modelled, 2026-27 | $4,171 | $3,416 | +$755 |
| Home insurance Estimated | $2,850 | $2,850 | - |
| Body corporate (unit) Estimated | $1,500 | $1,500 | - |
| Total (driving) | $9,615 | $8,860 | +$755 |
| Total (public transport) | $9,615 | $8,860 | +$755 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Euberta | Yarragundry | Difference |
|---|---|---|---|
| House | $3,150 | $3,150 | - |
| Unit | $2,611 | $2,611 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Euberta vs Yarragundry (2026-27)
What the numbers show
Yarragundry costs $755 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $8,655 in favour of Yarragundry.
The biggest single gap is commute costs at $755 per year. Euberta is 14.6 km from Wagga Wagga CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $755 per year, $9,615 from Euberta versus $8,860 from Yarragundry.
Where the difference actually comes from
- Council rates is identical at $1,294 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Yarragundry by $755 a year, $3,416 against $4,171.
- Building insurance is identical at $2,850 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Euberta cumulative | Yarragundry cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,615 | $8,860 | $755 |
| Year 3 | $29,719 | $27,385 | $2,334 |
| Year 5 | $51,047 | $47,039 | $4,008 |
| Year 10 | $110,225 | $101,570 | $8,655 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Euberta or Yarragundry cheaper to live in?
Yarragundry is cheaper to run by car at $8,860 per year versus $9,615 for Euberta, a difference of $755 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Euberta and Yarragundry?
Annual council rates for a house are $1,294 in Euberta (Wagga Wagga rates (OLG) and $1,294 in Yarragundry (Wagga Wagga rates (OLG). Water and sewerage adds $1,300 in Euberta and $1,300 in Yarragundry. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Euberta and Yarragundry?
Annual driving commute costs are $4,171 from Euberta and $3,416 from Yarragundry to Wagga Wagga CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Euberta and Yarragundry?
At 3% annual cost growth, Euberta costs a cumulative $110,225 and Yarragundry costs $101,570 over 10 years by car. The cumulative difference is $8,655 in favour of Yarragundry. Excludes purchase price, mortgage, and personal expenses.
Which of Euberta and Yarragundry suits you better?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Wagga Wagga rates (OLG and Wagga Wagga rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.