Everton Hills vs Everton Park: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Everton Hills (Moreton Bay Regional Council) and Everton Park (Brisbane City Council) attract comparison from buyers considering suburbs across different council areas at similar distances from Brisbane CBD (10.4 km and 8.6 km).
Everton Park runs $1,783 a year cheaper than Everton Hills, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $20,440.
Over 10 years, Everton Park costs about $20,400 less to run than Everton Hills — the same as paying $20,400 less for the home. It's the cost no listing shows you.
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Everton Park
Annual cost breakdown
| Category | Everton Hills | Everton Park | Difference |
|---|---|---|---|
| Council rates | $1,309 | $950 | +$359 |
| Water & sewerage | $2,144 | $1,900 | +$244 |
| Commute (driving) | $3,162 | $2,682 | +$480 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,900 | $2,200 | +$700 |
| Body corporate (unit) | $2,500 | $2,800 | -$300 |
| Total (driving) | $9,515 | $7,732 | +$1,783 |
| Total (public transport) | $6,545 | $5,242 | +$1,303 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Everton Hills | Everton Park | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Everton Hills vs Everton Park (2026-27)
What the numbers show
Everton Park costs $1,783 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $20,440 in favour of Everton Park.
The biggest single gap is home insurance at $700 per year.
On public transport the gap is $1,303 per year, $6,545 from Everton Hills versus $5,242 from Everton Park.
Where the difference actually comes from
- Council rates favours Everton Park by $359 a year, $950 against $1,309.
- Water and sewerage favours Everton Park by $244 a year, $1,900 against $2,144.
- Driving commute favours Everton Park by $480 a year, $2,682 against $3,162.
- Building insurance favours Everton Park by $700 a year, $2,200 against $2,900.
They sit in different council areas, so the rates line is set by two different councils. For QLD that figure is the minimum residential general rate for an owner-occupied principal place of residence, a floor rather than a typical bill.
Flood risk is rated medium in Everton Park against low in Everton Hills, which feeds the insurance estimate. Fire risk is rated high in Everton Hills against medium in Everton Park, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Everton Hills cumulative | Everton Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,515 | $7,732 | $1,783 |
| Year 3 | $29,410 | $23,899 | $5,511 |
| Year 5 | $50,516 | $41,050 | $9,466 |
| Year 10 | $109,079 | $88,639 | $20,440 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Everton Hills or Everton Park cheaper to live in?
Everton Park is cheaper to run by car at $7,732 per year versus $9,515 for Everton Hills, a difference of $1,783 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Everton Hills and Everton Park?
Annual council rates for a house are $1,309 in Everton Hills (Moreton Bay Regional Council) and $950 in Everton Park (Brisbane City Council). Water and sewerage adds $2,144 in Everton Hills and $1,900 in Everton Park. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Everton Hills and Everton Park?
Annual driving commute costs are $3,162 from Everton Hills and $2,682 from Everton Park to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Everton Hills and $192 from Everton Park.
What is the 10-year cost difference between Everton Hills and Everton Park?
At 3% annual cost growth, Everton Hills costs a cumulative $109,079 and Everton Park costs $88,639 over 10 years by car. The cumulative difference is $20,440 in favour of Everton Park. Excludes purchase price, mortgage, and personal expenses.
Which of Everton Hills and Everton Park is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Moreton Bay Regional Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.