Flagstone vs Silverbark Ridge: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Flagstone and Silverbark Ridge are both Logan City Council suburbs, sitting 38.8 km and 35.8 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $32 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Flagstone
Silverbark Ridge
Annual cost breakdown
| Category | Flagstone | Silverbark Ridge | Difference |
|---|---|---|---|
| Council rates | $1,816 | $1,816 | - |
| Water & sewerage | $2,149 | $2,149 | - |
| Commute (driving) | $6,752 | $6,684 | +$68 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,900 | $3,000 | -$100 |
| Body corporate (unit) | $2,000 | $1,800 | +$200 |
| Total (driving) | $13,617 | $13,649 | -$32 |
| Total (public transport) | $7,057 | $7,157 | -$100 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Flagstone | Silverbark Ridge | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Flagstone vs Silverbark Ridge (2026-27)
What the numbers show
Flagstone and Silverbark Ridge cost within $32 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $366, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $100 per year.
On public transport the two suburbs cost almost the same, $7,057 and $7,157 a year, so the $32 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Flagstone cumulative | Silverbark Ridge cumulative | Difference |
|---|---|---|---|
| Year 1 | $13,617 | $13,649 | $32 |
| Year 3 | $42,089 | $42,188 | $99 |
| Year 5 | $72,295 | $72,464 | $169 |
| Year 10 | $156,104 | $156,470 | $366 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Flagstone or Silverbark Ridge cheaper to live in?
Flagstone is cheaper to run by car at $13,617 per year versus $13,649 for Silverbark Ridge, a difference of $32 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Flagstone and Silverbark Ridge?
Annual council rates for a house are $1,816 in Flagstone (Logan City Council) and $1,816 in Silverbark Ridge (Logan City Council). Water and sewerage adds $2,149 in Flagstone and $2,149 in Silverbark Ridge. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Flagstone and Silverbark Ridge?
Annual driving commute costs are $6,752 from Flagstone and $6,684 from Silverbark Ridge to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Flagstone and $192 from Silverbark Ridge.
What is the 10-year cost difference between Flagstone and Silverbark Ridge?
At 3% annual cost growth, Flagstone costs a cumulative $156,104 and Silverbark Ridge costs $156,470 over 10 years by car. The cumulative difference is $366 in favour of Flagstone. Excludes purchase price, mortgage, and personal expenses.
Which of Flagstone and Silverbark Ridge is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Logan City Council and Logan City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.