Glenfern vs Kilcoy: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Glenfern and Kilcoy are both Somerset Regional Council suburbs, sitting 70.2 km and 74.4 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $78 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Glenfern
Kilcoy
Annual cost breakdown
| Category | Glenfern | Kilcoy | Difference |
|---|---|---|---|
| Council rates | $1,284 | $1,284 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $2,965 | $3,143 | -$178 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,000 | $2,900 | +$100 |
| Body corporate (unit) | $1,500 | $1,600 | -$100 |
| Total (driving) | $9,149 | $9,227 | -$78 |
| Total (public transport) | $6,376 | $6,276 | +$100 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Glenfern | Kilcoy | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Glenfern vs Kilcoy (2026-27)
What the numbers show
Glenfern and Kilcoy cost within $78 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $894, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $178 per year. Kilcoy is 74.4 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $6,376 and $6,276 a year, so the $78 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Glenfern cumulative | Kilcoy cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,149 | $9,227 | $78 |
| Year 3 | $28,279 | $28,520 | $241 |
| Year 5 | $48,573 | $48,987 | $414 |
| Year 10 | $104,883 | $105,777 | $894 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Glenfern or Kilcoy cheaper to live in?
Glenfern is cheaper to run by car at $9,149 per year versus $9,227 for Kilcoy, a difference of $78 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Glenfern and Kilcoy?
Annual council rates for a house are $1,284 in Glenfern (Somerset Regional Council) and $1,284 in Kilcoy (Somerset Regional Council). Water and sewerage adds $1,900 in Glenfern and $1,900 in Kilcoy. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Glenfern and Kilcoy?
Annual driving commute costs are $2,965 from Glenfern and $3,143 from Kilcoy to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Glenfern and $192 from Kilcoy.
What is the 10-year cost difference between Glenfern and Kilcoy?
At 3% annual cost growth, Glenfern costs a cumulative $104,883 and Kilcoy costs $105,777 over 10 years by car. The cumulative difference is $894 in favour of Glenfern. Excludes purchase price, mortgage, and personal expenses.
Which of Glenfern and Kilcoy is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Somerset Regional Council and Somerset Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.