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74.4 km from CBD
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True annual cost of living in Kilcoy, QLD 4515

Kilcoy sits 74.4 kilometres from Brisbane CBD. Annual running costs for a house total $19,751, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $19,151, as lower council rates more than offset the $1,600 body corporate levy. At 74.4km, the commute dominates running costs. Drivers pay $13,008 more per year than public transport users.

Annual cost — house
$19,751
Driving · per year
$1,646/month
Lower cost
Annual cost — unit
$19,151
Incl. body corporate
$1,596/month
House vs unit difference
−$600
Unit is cheaper per year
Annual cost breakdown
Council rates
Moreton Bay Regional Council 2025-26
$1,577
Water & sewerage
Unitywater (Moreton Bay) 2025-26
$2,074
Commute — driving
ATO 88c/km · 74.4km from CBD · 192 days
$13,200
Home insurance
Estimated — flood Low, fire High
$2,900
Total annual running cost
$19,751
($1,646/month)
Near Moreton Bay Regional Council average
SuburbCost affordability score ●●○○○ 4.5/10
Compare Kilcoy with another suburb
Is it cheaper to drive or take public transport from Kilcoy to the CBD?
Public transport saves Kilcoy residents $13,008 per year. Annual commute cost by car is $13,200 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Kilcoy?
Kilcoy falls under Moreton Bay Regional Council. The residential general rate for 2025–26 is $1,577 per year for an owner-occupied house. Unit owners in strata schemes pay $1,577 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Kilcoy?
Running a unit in Kilcoy costs approximately $19,151 per year by car or $6,143 by public transport. This includes council rates of $1,577, water and sewerage $2,074, estimated body corporate levy of $1,600, and contents insurance of $700. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Moreton Bay Regional Council 2025-26. Water: Unitywater (Moreton Bay) 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.