True annual cost of living in Stony Creek, QLD 4514
Living in a house in Stony Creek costs about $9,837 a year: council rates, water and sewerage, commute and home insurance combined. Stony Creek sits 69.2 kilometres from Brisbane CBD. Unit costs come in at $9,452, as lower council rates more than offset the $1,800 body corporate levy. At 69.2km, the commute dominates running costs. Drivers pay $2,965 more per year than public transport users.
Estimated from AER residential benchmarks for Stony Creek's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Stony Creek with another suburb
Nearby: No nearby suburbs with data found
Is it cheaper to drive or take public transport from Stony Creek to the CBD?
Public transport saves Stony Creek residents $2,965 per year. Annual commute cost by car is $3,157 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Stony Creek?
Stony Creek falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,636 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,651 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Stony Creek?
Running a unit in Stony Creek costs approximately $9,452 per year by car or $6,487 by public transport. This includes council rates of $1,651, water and sewerage $2,144, estimated body corporate levy of $1,800, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
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Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.