True annual cost of living in Stony Creek, QLD 4514
Living in a house in Stony Creek costs about $9,618 a year: council rates, water and sewerage, commute and home insurance combined. Stony Creek sits 69.2 kilometres from Brisbane CBD. Unit costs come in at $9,560, as lower council rates more than offset the $1,800 body corporate levy. At 69.2km, the commute dominates running costs. Drivers pay $3,073 more per year than public transport users.
Moreton Bay Regional Council 2026-27 · minimum rate
$1,309
Water & sewerage
Unitywater (Moreton Bay) 2026-27
$2,144
Driving commute
ATO 91c/km · 69.2km from CBD · 192 days
$3,265
Home insurance
Estimated · flood Low · fire High
$2,900
Body corporate
Estimated
$1,800
Total annual running cost
$9,618
($802/month)
↓ 23% below Moreton Bay Regional Council average
SuburbCost affordability score ●●●●○7.0/10 Good
Cheaper to run than 99% of Moreton Bay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Stony Creek's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Stony Creek
within a 2 km walk
Nearest stop
Shuttle Pickup, 5,964 m away, about a 75 minute walk. It is a bus stop.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Stony Creek with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Stony Creek
Is it cheaper to drive or take public transport from Stony Creek to the CBD?
Public transport saves Stony Creek residents $3,073 per year. Annual commute cost by car is $3,265 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Stony Creek?
Stony Creek falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,309 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,651 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Stony Creek?
Running a unit in Stony Creek costs approximately $9,560 per year by car or $6,487 by public transport. This includes council rates of $1,651, water and sewerage $2,144, estimated body corporate levy of $1,800, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Stony Creek close to public transport?
The nearest scheduled service to the centre of Stony Creek is Shuttle Pickup, a bus stop about 5,964 m away, about a 75 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Stony Creek?
Within a 2 km walk of the centre of Stony Creek there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.