Glenfield Park vs Kapooka, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Glenfield Park and Kapooka are both Wagga Wagga rates (OLG suburbs, sitting 3.9 km and 8.5 km from Wagga Wagga CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Glenfield Park runs $1,259 a year cheaper than Kapooka, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $14,433.
Over 10 years, Glenfield Park costs about $14,400 less to run than Kapooka. That's about $28 a week.
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Kapooka
Annual cost breakdown
| Category | Glenfield Park | Kapooka | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,294 | $1,294 | - |
| Water & sewerage Estimated | $1,300 | $1,300 | - |
| Commute (driving) Modelled, 2026-27 | $1,296 | $2,655 | -$1,359 |
| Commute (public transport) Modelled, 2026-27 | $1,296 | $2,655 | -$1,359 |
| Home insurance Estimated | $1,950 | $1,850 | +$100 |
| Body corporate (unit) Estimated | $1,500 | $1,500 | - |
| Total (driving) | $5,840 | $7,099 | -$1,259 |
| Total (public transport) | $5,840 | $7,099 | -$1,259 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Glenfield Park | Kapooka | Difference |
|---|---|---|---|
| House | $3,150 | $3,150 | - |
| Unit | $2,611 | $2,611 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Glenfield Park vs Kapooka (2026-27)
What the numbers show
Glenfield Park costs $1,259 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $14,433 in favour of Glenfield Park.
The biggest single gap is commute costs at $1,359 per year. Kapooka is 8.5 km from Wagga Wagga CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $1,259 per year, $5,840 from Glenfield Park versus $7,099 from Kapooka.
Where the difference actually comes from
- Council rates is identical at $1,294 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Glenfield Park by $1,359 a year, $1,296 against $2,655.
- Building insurance favours Kapooka by $100 a year, $1,850 against $1,950.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Glenfield Park against low in Kapooka, which feeds the insurance estimate. Fire risk is rated medium in Kapooka against low in Glenfield Park, which feeds the insurance estimate. The catchment state school scores 6.1 in Kapooka against 1 in Glenfield Park, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Glenfield Park cumulative | Kapooka cumulative | Difference |
|---|---|---|---|
| Year 1 | $5,840 | $7,099 | $1,259 |
| Year 3 | $18,051 | $21,942 | $3,891 |
| Year 5 | $31,005 | $37,690 | $6,685 |
| Year 10 | $66,949 | $81,382 | $14,433 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Glenfield Park or Kapooka cheaper to live in?
Glenfield Park is cheaper to run by car at $5,840 per year versus $7,099 for Kapooka, a difference of $1,259 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Glenfield Park and Kapooka?
Annual council rates for a house are $1,294 in Glenfield Park (Wagga Wagga rates (OLG) and $1,294 in Kapooka (Wagga Wagga rates (OLG). Water and sewerage adds $1,300 in Glenfield Park and $1,300 in Kapooka. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Glenfield Park and Kapooka?
Annual driving commute costs are $1,296 from Glenfield Park and $2,655 from Kapooka to Wagga Wagga CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Glenfield Park and Kapooka?
At 3% annual cost growth, Glenfield Park costs a cumulative $66,949 and Kapooka costs $81,382 over 10 years by car. The cumulative difference is $14,433 in favour of Glenfield Park. Excludes purchase price, mortgage, and personal expenses.
Which of Glenfield Park and Kapooka suits you better?
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Sources: Wagga Wagga rates (OLG and Wagga Wagga rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.