Glenmore Park vs Jamisontown: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Glenmore Park and Jamisontown are both Penrith rates (OLG suburbs, sitting 50.4 km and 50.1 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Glenmore Park runs $477 a year cheaper than Jamisontown, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $5,469.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Glenmore Park
Jamisontown
Annual cost breakdown
| Category | Glenmore Park | Jamisontown | Difference |
|---|---|---|---|
| Council rates | $1,604 | $1,604 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,517 | $6,544 | -$27 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $1,850 | $2,300 | -$450 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,519 | $11,996 | -$477 |
| Total (public transport) | $7,402 | $7,852 | -$450 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Glenmore Park | Jamisontown | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Glenmore Park vs Jamisontown (2026-27)
What the numbers show
Glenmore Park costs $477 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,469 in favour of Glenmore Park.
The biggest single gap is home insurance at $450 per year. Jamisontown carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $450 per year, $7,402 from Glenmore Park versus $7,852 from Jamisontown.
Where the difference actually comes from
- Council rates is identical at $1,604 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Glenmore Park by $27 a year, $6,517 against $6,544.
- Building insurance favours Glenmore Park by $450 a year, $1,850 against $2,300.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Jamisontown against low in Glenmore Park, which feeds the insurance estimate. The catchment state school scores 7.3 in Glenmore Park against 5.5 in Jamisontown, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Glenmore Park cumulative | Jamisontown cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,519 | $11,996 | $477 |
| Year 3 | $35,604 | $37,078 | $1,474 |
| Year 5 | $61,156 | $63,688 | $2,532 |
| Year 10 | $132,052 | $137,521 | $5,469 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Glenmore Park or Jamisontown cheaper to live in?
Glenmore Park is cheaper to run by car at $11,519 per year versus $11,996 for Jamisontown, a difference of $477 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Glenmore Park and Jamisontown?
Annual council rates for a house are $1,604 in Glenmore Park (Penrith rates (OLG) and $1,604 in Jamisontown (Penrith rates (OLG). Water and sewerage adds $1,548 in Glenmore Park and $1,548 in Jamisontown. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Glenmore Park and Jamisontown?
Annual driving commute costs are $6,517 from Glenmore Park and $6,544 from Jamisontown to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Glenmore Park and $2,400 from Jamisontown.
What is the 10-year cost difference between Glenmore Park and Jamisontown?
At 3% annual cost growth, Glenmore Park costs a cumulative $132,052 and Jamisontown costs $137,521 over 10 years by car. The cumulative difference is $5,469 in favour of Glenmore Park. Excludes purchase price, mortgage, and personal expenses.
Which of Glenmore Park and Jamisontown is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Penrith rates (OLG and Penrith rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.